1308 Town Point Rd, Cambridge, MD 21613 Property Records

Dorchester County property record for 1308 Town Point Rd, Cambridge, MD 21613 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,132 sqft · built 1820
Lot Size	6.36 acres (277,042 sqft)
Owner	2 Individual Names on File
Last Sale	$770,000 (Jun 2026)
Tax Bill	$10,122 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Apr 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`07-113129`

Property Details

APN / Parcel Number

Primary APN	`07-113129`
Alternative APNs	`7113129` `113129`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,132 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1820
Effective Year Built	Effective 1820
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	277,042 sqft (6.36 acres)
View / Lot	Waterfront
Garage Type	Mixed
Garage Area	1,632 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	255 sqft
Deck Area	189 sqft
Boat Access	Boat Access
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant
Sewer	Connected

Location & Zoning

Account Number	113129
Street Address	1308 TOWN POINT RD
City	CAMBRIDGE
State	MD
Zip	21613-3557
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IMPS 6.36 AC END TOWN POINT ROAD CAMBRIDGE
Jurisdiction	DORCHESTER MD
Township / Civil Division	7, CAMBRIDGE
Census Block Group	2
Census Block	2012
Census Tract	970702

Owner

Source: Dorchester County records · APN 07-113129

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2494 AQUETONG RD, NEW HOPE, PA 18938-5600
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Deed, Transfer · Conventional Mortgage NFM LENDING
Apr 06, 2022	Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 30, 2026 · Amount on Record
Deed Sale	Jun 30, 2026 · Amount on Record
Prior Sale	Apr 07, 2022 · Amount on Record
Deed Book / Page	2024 / 316
Record Updated	Sep 20, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	Jun 30, 2026
Property Address	1308 TOWN POINT RD, CAMBRIDGE, MD 21613-3557
Document Number	2024000316
Book / Page	2024 / 316
Instrument Date	Jun 18, 2026
Transaction Type	Transfer
Record Updated	Jul 14, 2026
Title Company	VENTURE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$777,700.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2494 AQUETONG RD, NEW HOPE, PA 18938-5600

Mortgage

Document Number	2024000321,
Date	Jun 30, 2026
Book Page	2024/321

Lender

Name	NFM LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	Apr 06, 2022
Property Address	1308 TOWN POINT RD, CAMBRIDGE, MD 21613-3557
Document Number	0017320469
Book / Page	1732 / 469
Instrument Date	Mar 31, 2022
Transaction Type	Transfer
Record Updated	May 02, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2406 CAMERON MILLS RD, ALEXANDRIA, VA 22302-3301

Mortgage

Document Number	0001732476
Date	Apr 06, 2022
Instrument	1732/476

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 01, 2032
Change Frequency	Monthly
Min Rate At Change	2.75%
Max Rate At Change	7.5%
Index	Other
Max Rate	7.5%

Tax Assessment & Valuation

Source: Dorchester County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$872,300 (-1%) Land $435,300 Building $437,000	$872,300 (-1%) Land $435,300 Building $437,000
2025	$10,122.00 (+18.87%)	$881,100 (+15.88%) Land $435,300 Building $445,800	$881,100 (-) Land $435,300 Building $445,800
2023	$8,515.00	$760,367	$881,100 Land $435,300 Building $445,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Dorchester County (24019C), updated April 10, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240199707022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 107 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	107 in force
Nearby Flood Claims	95 (1996–2024)
Claims Outside the SFHA	3 of 95
Most Recent Claim	May 2024, tidal / storm surge
Claims By Storm	Hurricane Sandy, Oct 2012 · 2 claims Hurricane Isabel, Sep 2003 · 55 claims

Wildfire

Wildfire Risk	High above 72% of the US · above 96% of Maryland
Wildfire Likelihood	About 1 in 403 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 11 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Bay Country Communications	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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