Hamilton County property record for 1308 Shady Cir, Chattanooga, TN 37405
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,207 sqft · built 1930 |
| Lot Size | 0.149 acres (6,494 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $280,000 (Jan 2011) |
| Tax Bill | $1,556 (2025) |
| Deeds & Mortgages | Sep 2023 Line of Credit May 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 127I F 023 |
| Primary APN | 127I F 023 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 3,207 sqft Living Area |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,494 sqft (0.149 acres) |
| Lot Dimensions | 135 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000051412 |
|---|---|
| Street Address | 1308 SHADY CIR |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37405-2416 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT PT 73 BLK 9 L M THOMAS TRACT |
| Legal Subdivision | THOMAS L M |
| Legal Block | 9 |
| Legal Lot Number | 73 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County records, as of July 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1308 SHADY CIR, CHATTANOOGA, TN 37405-2416 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 25, 2023 | Deed of Trust, Mortgage · Line of Credit ROCKPOINT BANK NA |
| May 5, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST HORIZON BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 31, 2011 · Amount on Record |
| Deed Sale | Jan 31, 2011 · Amount on Record |
| Deed Document Number | 2011332 |
| Deed Book / Page | 9340 / 311 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1308 SHADY CIR, CHATTANOOGA, TN 37405-2416 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1308 SHADY CIR, CHATTANOOGA, TN 37405-2416 |
| Document Number | 0000000083 |
|---|---|
| Date | Sep 25, 2023 |
| Book Page | 13406/863 |
| Instrument | 2023092500083 |
| Name | ROCKPOINT BANK NA |
|---|---|
| Type | Bank |
| Address | CHATTANOOGA, TN 37402 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 20, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1308 SHADY CIR, CHATTANOOGA, TN 37405-2416 |
| Document Number | 0522000008 |
| Instrument Date | May 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Address | 1308 SHADY CIR CHATTANOOGA TN 374052416, CHATTANOOGA, TN 37405-2416 |
| Document Number | 0522000008 |
|---|---|
| Date | May 22, 2020 |
| Book Page | 012009/000918 |
| Instrument | 200522000008 |
| Name | FIRST HORIZON BK |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38118 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 21, 2050 |
| Rate Type | Adjustable Rate |
|---|
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,556.00 (-2%) | $102,700 (+18.11%) | $410,800 (+18.11%) Land $175,000 Building $235,800 |
| 2024 | $1,945.00 | $86,950 (-) | $347,800 (-) Land $150,000 Building $197,800 |
| 2023 | $1,945.00 | $86,950 (-) | $347,800 (-) Land $150,000 Building $197,800 |
| 2022 | $1,945.00 | $86,950 | $347,800 Land $150,000 Building $197,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 50% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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