Gaston County property record for 1308 River Run Rd, Lowell, NC 28098
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,250 sqft · built 2002 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $158,000 (Sep 2018) |
| Tax Bill | $2,749 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Apr 2020 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05002C21900 |
| Primary APN | 05002C21900 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 3 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,250 sqft Heated Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,761 sqft (0.27 acres) |
| Porch | Porch |
| Porch Area | 36 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1308 RIVER RUN RD |
|---|---|
| City | LOWELL |
| State | NC |
| Zip | 28098-1285 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | RIVERVIEW L 124 05 002C 219 00 000 |
| Legal Subdivision | RIVER VIEW SUBDIVISION PHASE 1 |
| Jurisdiction | GASTON NC |
| Township / Civil Division | SOUTH POINT |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 31304 |
Source: Gaston County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1308 RIVER RUN RD, LOWELL, NC 28098-1285 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 22, 2022 | Deed of Trust, Mortgage · VA Mortgage DEPARTMENT OF VETERANS AFFAIRS |
| Apr 21, 2020 | Loan Modification, Mortgage · VA Mortgage MR COOPER |
| Sep 10, 2018 | Warranty Deed, Transfer · VA Mortgage THELENDER |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 10, 2018 · Amount on Record |
| Deed Sale | Sep 10, 2018 · Amount on Record |
| Prior Sale | Jan 15, 2003 · Amount on Record |
| Deed Book / Page | 4999 / 774 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 1308 RIVER RUN RD, LOWELL, NC 28098-1285 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2022 |
| Title Company | COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 1308 RIVER RUN RD, LOWELL, NC 28098-1285 |
| Document Number | 0053211714 |
|---|---|
| Date | Mar 22, 2022 |
| Book Page | 5321/1714 |
| Name | DEPARTMENT OF VETERANS AFFAIRS |
|---|---|
| Type | Government Agency |
| Address | NASHVILLE, TN 37203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2052 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 1308 RIVER RUN RD, LOWELL, NC 28098-1285 |
| Document Number | 0051230033 |
| Instrument Date | Apr 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 5, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1308 RIVER RUN RD LOWELL NC 280981285, LOWELL, NC 28098-1285 |
| Document Number | 0051230033 |
|---|---|
| Date | May 18, 2020 |
| Book Page | 005123/000033 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 17, 2050 |
| Rate | 3.75% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Sep 10, 2018 |
| Property Address | 1308 RIVER RUN RD, LOWELL, NC 28098-1285 |
| Document Number | 0049990774 |
| Book / Page | 004999 / 000774 |
| Instrument Date | Sep 7, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jun 5, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $316.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1308 RIVER RUN RD LOWELL NC 280981285, LOWELL, NC 28098-1285 |
| Document Number | 49990777 |
|---|---|
| Date | Sep 10, 2018 |
| Book Page | 004999/000777 |
| Name | THELENDER |
|---|---|
| Address | FARMERS BRANCH, TX 75234 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 9, 2048 |
Source: Gaston County assessment roll, as of August 19, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Municipality | Lowell City |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,749.00 (-9.81%) | $257,240 (-) Land $28,000 Building $229,240 | |
| 2023 | $3,048.00 | $257,240 Land $28,000 Building $229,240 | |
| 2021 | $142,420 Land $21,000 Building $121,420 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LOWELL serves 3,837 people · EPA ID NC0136060 |
|---|---|
| Water Source | Purchased surface water from TWO RIVERS UTILITIES |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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