1308 PROSPECTORS CT MONROE NC 281109675, MONROE, NC 28110-9675
Mortgage
Document Number
7563608
Date
Jan 15, 2020
Book Page
007563/000608
Instrument
1549
Lender
Name
QUICKEN LNS
Type
Funding / Finance Company
Address
DETROIT, MI 48226-1906
Agreement
Type
Conventional with PMI
Amount
Amount on Record
Term
360 Months
Due
Jan 14, 2050
April 2017: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
UNION NC
Recording Date
Apr 12, 2017
Property Address
1308 PROSPECTORS CT, MONROE, NC 28110-9675
Document Number
6911485
Book / Page
006911 / 000485
Instrument Date
Apr 12, 2017
Instrument
10036
Transaction Type
Transfer
Record Updated
May 30, 2017
Title Company
ATTORNEY ONLY
Transaction
Amount
Amount on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$306.00
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Husband and Wife
Address
1308 PROSPECTORS CT MONROE NC 281109675, MONROE, NC 28110-9675
Mortgage
Document Number
6911488
Date
Apr 12, 2017
Book Page
006911/000488
Instrument
10037
Lender
Name
USAA
Address
SAN ANTONIO, TX 78288
Agreement
Type
VA Mortgage
Amount
Amount on Record
Term
360 Months
Due
Apr 11, 2047
Tax Assessment & Valuation
The 2025 property tax bill for 1308 Prospectors Ct was $2,840.
Source: Union County assessment roll, as of March 31, 2026
Property Jurisdictions
Type
Name
State
North Carolina
County
Union County
Municipality
Monroe City
Unified School District
Union County Public Schools (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$324,900 (-)Land $61,200Building $263,700
$324,900 (-)Land $61,200Building $263,700
2025
$2,840.00
$324,900Land $61,200Building $263,700
$324,900Land $61,200Building $263,700
2023
$1,985.00
$182,100 (-)Land $33,200Building $148,900
$182,100 (-)Land $33,200Building $148,900
2022
$1,985.00
$182,100Land $33,200Building $148,900
$182,100Land $33,200Building $148,900
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 1308 Prospectors Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Claims
2 (1998–2003)
Claims Outside the SFHA
2 of 2
Most Recent Claim
Aug 2003 · rainfall accumulation
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 1308 Prospectors Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood
0.01% annual chance
Exposure
Indirect within ember reach
Adjoins Burnable Land
Yes
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source
Surface water
Last State Inspection
Nov 2025
Lead
Under 1 ppb (2026–2028) action level 15 ppb
Violations Reported to EPA
Water Quality
E. coli resolved · Aug 2025
Treatment and Procedure
None last 10 years
Monitoring and Reporting
4 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025