1308 Peninsular St, Alligator Point (Panacea), FL 32346 Property Records

Franklin County property record for 1308 Peninsular St, Alligator Point, FL 32346

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 864 sqft · built 1982
Lot Size	0.812 acres (35,371 sqft)
Owner	2 Individual Names on Record
Last Sale	$290,000 (Mar 2020)
Tax Bill	$2,155 (2025)
Deeds & Mortgages	Jan 2020 Sale
Flood Zone	Zone VE (high risk)
APN	`06-07S-01W-1012-00E0-0190`

Property Details

APN / Parcel Number

Primary APN	`06-07S-01W-1012-00E0-0190`
Alternative APN	`01W07S06101200E00190`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	864 sqft
Flooring	Tile
Interior Walls	Plywood

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	35,371 sqft (0.812 acres)
Lot Dimensions	217 ft deep x 85 ft wide

Exterior Amenities

Porch	Unfinished Open Porch
Porch Area	1,072 sqft
Storage Building	216 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1308 PENINSULAR ST
City	PANACEA
State	FL
Zip	32346-6105
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNIT 2 BL E LOTS 18 & 19 ALLIG HARBOR OR 158/536 159/167 189/471 191/400 212/263 301/105 370/133 392/44 433/161 546/267 1260/454
Legal Range	01W
Legal Township	07S
Legal Section	06
Legal Subdivision	ALLIG HARBOR
Legal Block	E
Legal Lot Number	18,19
Legal Unit	2
Jurisdiction	FRANKLIN FL
Township / Civil Division	CARRABELLE
Census Block Group	2
Census Block	2010
Census Tract	970102

Owner

Source: Franklin County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1308 PENINSULAR ST, PANACEA, FL 32346-6105
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2020 · Amount on Record
Deed Sale	Mar 12, 2020 · Amount on Record
Deed Document Number	20201049
Deed Book / Page	1260 / 454
Record Updated	Sep 20, 2026

January 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	FRANKLIN FL
Recording Date	Jan 31, 2020
Property Address	1308 PENINSULAR ST, ALLIGATOR POINT, FL 32346-6105
Document Number	0019000440
Book / Page	001258 / 000171
Instrument Date	Jan 24, 2020
Instrument	19000440
Transaction Type	Transfer
Record Updated	Feb 28, 2020
Title Company	WAKULLA TITLE COMPANY INC

Transaction

Amount	Amount Recorded
Tax	$735.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 555 MONKTON MD 211110555, MONKTON, MD 21111-0555

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,155.00 (+1.22%) Homeowner's exemption	$236,859 (+2.9%)	$363,077 (-0.45%) Land $226,688 Building $136,389
2024	$2,129.00 (-36.41%) Homeowner's exemption	$230,184 (-33.68%)	$364,734 (+5.09%) Land $226,688 Building $138,046
2023	$3,348.00 (+2.89%)	$347,069 (+2.18%) Land $226,688 Building $120,381	$347,069 (+2.18%) Land $226,688 Building $120,381
2022	$3,254.00	$339,667 Land $226,688 Building $112,979	$339,667 Land $226,688 Building $112,979

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	16.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 293 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	329 units insured incl. 36 condo units
Nearby Flood Claims	72 (2005–2024)
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 12 claims Hurricane Michael, Oct 2018 · 45 claims Hurricane Dennis, Jul 2005 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALLIGATOR POINT WATER RESOURCE DISTRICT public/private · serves 1,400 people · EPA ID FL1190013
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20