1308 N 22nd St, Waco, TX 76707 Property Records

McLennan County property record for 1308 N 22nd St, Waco, TX 76707

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,486 sqft · built 1920
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on File
Last Sale	$175,453 (Jun 2023)
Tax Bill	$1,215 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Dec 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`48-034000-019500-3`

Property Details

APN / Parcel Number

Primary APN	`48-034000-019500-3`
Alternative APNs	`4803400001950030111` `186013`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,486 sqft Living Area
1st Floor Area	1,486 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1963
Exterior Material	Wood
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	288 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	126 sqft
Storage Building	56 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Space Heater

Location & Zoning

Street Address	1308 N 22ND ST
City	WACO
State	TX
Zip	76707-2714
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3D
Legal Description	PROVIDENT LOT D BLOCK 17 ACRES .1722
Legal Subdivision	PROVIDENT
Legal Block	17
Legal Lot Number	D
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	3
Census Block	3022
Census Tract	1000

Owner

1308 N 22nd St is owned and occupied by an individual who bought it in June 2023.

Source: McLennan County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	1308 N 22ND ST, WACO, TX 76707-2714
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2023	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 19, 2017	Deed of Trust, Mortgage · Line of Credit ALLIANCE BANK CENTRAL TEXAS
Jun 7, 2017	Loan Modification, Mortgage ALLIANCE BK CTRL TX

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2023 · Amount on File
Deed Sale	Jun 20, 2023 · Amount on File
Prior Sale	Jul 28, 2006 · Amount on File
Deed Document Number	202318712
Prior Transfer Date	Jul 27, 2006
Prior Transfer Doc	0000027470
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	1308 N 22ND ST, WACO, TX 76707-2714
Transaction Type	Mortgage
Record Updated	Jul 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8014 W HIGHWAY 84 2102, 2102, WOODWAY, TX 76712-3888

Mortgage

Document Number	0000018713
Date	Jun 20, 2023
Instrument	2023018713

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	1308 N 22ND ST, WACO, TX 76707-2714
Transaction Type	Mortgage
Record Updated	Dec 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041416
Date	Dec 19, 2017
Instrument	2017041416

Lender

Name	ALLIANCE BANK CENTRAL TEXAS
Type	Bank
Address	WACO, TX 76710

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Dec 8, 2022

June 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	1308 N 22ND ST, WACO, TX 76707-2714
Document Number	0000020686
Instrument Date	Jun 7, 2017
Transaction Type	Mortgage
Record Updated	Jul 12, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1821 STONELEIGH RD WACO TX 767101068, WACO, TX 76710-1068

Mortgage

Document Number	0000020686
Date	Jun 27, 2017
Instrument	20686

Lender

Name	ALLIANCE BK CTRL TX
Type	Bank
Address	WACO, TX 76710

Agreement

Amount	Amount on Record
Term	60 Months
Due	Jun 26, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 1308 N 22nd St was $1,215 with a homeowner's exemption, down 19.2% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$111,997 (-6.43%) Land $25,650 Building $86,347	$111,997 (-6.43%) Land $25,650 Building $86,347
2025	$1,215.00 (-19.16%) Homeowner's exemption	$119,690 Land $23,250 Building $96,440	$119,690 Land $23,250 Building $96,440
2024	$1,503.00
2023		$110,250 Land $23,250 Building $87,000	$110,250 Land $23,250 Building $87,000
2022	$2,031.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1308 N 22nd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1308 N 22nd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Central Link Broadband.

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