Madison County property record for 1308 Main St, Highland, IL 62249
| Property Type | Garden / Court Apartments (5+ Units) |
|---|---|
| Details | 2,480 sqft · built 1975 |
| Lot Size | 0.16 acres (7,000 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $4,196 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Dec 2018 Loan Modification |
| APN | 01-2-24-05-08-202-022 |
| Primary APN | 01-2-24-05-08-202-022 |
|---|
| Units | 12 Units |
|---|---|
| Building Area | 2,480 sqft Total Area |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Quadruplex |
| Lot Area | 7,000 sqft (0.16 acres) |
| Lot Dimensions | 140 ft deep x 50 ft wide |
| Street Address | 1308 MAIN ST |
|---|---|
| City | HIGHLAND |
| State | IL |
| Zip | 62249-1600 |
| Property Category | Commercial |
| Property Type | Residential > Multi-Unit > Garden / Court Apartments (5+ Units) |
| Legal Description | ORIGINAL TOWN LOT 3 50 X 140 PB 15 PG 20 |
| Legal Subdivision | ORIGINAL TOWN |
| Legal Lot Number | 3 |
| Jurisdiction | MADISON IL |
| Township / Civil Division | HELVETIA |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 403604 |
1308 Main St, a residential property, is held in a trust since September 2024.
Source: Madison County records, as of September 17, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 2720 GARDENIA ST, HIGHLAND, IL 62249-2700 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FCB BANKS |
| Dec 13, 2018 | Loan Modification, Mortgage · Conventional with PMI FIRST NAT'L BK/STAUNTON |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 30, 2024 |
| Deed Sale | Sep 30, 2024 |
| Prior Sale | Jan 10, 2005 · Amount on File |
| Deed Document Number | 202426724 |
| Prior Transfer Date | Sep 27, 2024 |
| Prior Transfer Doc | 0000026724 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 1308 MAIN ST, HIGHLAND, IL 62249-1600 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2021 |
| Title Company | COMMUNITY TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000005189 |
|---|---|
| Date | Feb 4, 2021 |
| Instrument | 2021R05189 |
| Name | FCB BANKS |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 1308 MAIN ST, HIGHLAND, IL 62249-1600 |
| Document Number | 0000040279 |
| Instrument Date | Dec 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2019 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1308 MAIN ST HIGHLAND IL 622491600, HIGHLAND, IL 62249-1600 |
| Document Number | 0000040279 |
|---|---|
| Date | Dec 26, 2018 |
| Instrument | 40279 |
| Name | FIRST NAT'L BK/STAUNTON |
|---|---|
| Type | Bank |
| Address | STAUNTON, IL 62088-0059 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Dec 25, 2023 |
| Rate | 5.5% |
|---|
The 2025 property tax bill for 1308 Main St was $4,196, up 6.7% from the year before.
Source: Madison County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Madison County |
| County Subdivision | Helvetia Township |
| Municipality | Highland City |
| Unified School District | Highland Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,196.00 (+6.71%) | $56,080 Land $6,960 Building $49,120 | $168,240 Land $20,880 Building $147,360 |
| 2024 | $3,932.00 | ||
| 2022 | $3,459.00 | $44,180 Land $5,480 Building $38,700 | $132,672 Land $16,456 Building $116,216 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 1308 Main St; there have been 5 flood claims nearby since 1989.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (1989–2008) |
| Most Recent Claim | Mar 2008 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1308 Main St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HIGHLAND serves 10,674 people · EPA ID IL1190550 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Highland Communication Services Fiber | 2,500 / 2,500 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Wisper ISP Fixed Wireless | 100 / 20 |
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