Nicollet County property record for 1308 Howard St, Saint Peter, MN 56082
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,092 sqft · built 1978 |
| Lot Size | 0.234 acres (10,172 sqft) |
| Owner | Individual Name on File |
| Last Sale | $235,000 (Oct 2020) |
| Tax Bill | $3,900 (2026) |
| Deeds & Mortgages | Apr 2023 Line of Credit Oct 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19.581.0100 |
| Primary APN | 19.581.0100 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,092 sqft Living Area |
| Basement Area | 1,092 sqft |
| Finished Basement | 819 sqft |
| Unfinished Basement | 273 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,172 sqft (0.234 acres) |
| Lot Dimensions | 110 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 572 sqft |
| Driveway | Driveway |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 1308 HOWARD ST |
|---|---|
| City | SAINT PETER |
| State | MN |
| Zip | 56082-1119 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLOCK 1 LOT 10 SUBDIVISIONCD 19581 SUBDIVISIONNAME JOHN S SUBD |
| Legal Range | 00 |
| Legal Township | 00 |
| Legal Section | 00 |
| Legal Subdivision | JOHN S SUBD |
| Legal Block | 1 |
| Legal Lot Number | 10 |
| Jurisdiction | NICOLLET MN |
| Township / Civil Division | ST. PETER |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 480300 |
1308 Howard St is owned and occupied by an individual who bought it in October 2020.
Source: Nicollet County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1308 HOWARD ST, SAINT PETER, MN 56082-1119 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 10, 2023 | Deed of Trust, Mortgage · Line of Credit MAYO EMPLOYEES FCU |
| Oct 30, 2020 | Warranty Deed, Transfer · Conventional Mortgage QRL FINANCIAL SERVICES |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 30, 2020 · Amount on File |
| Deed Sale | Oct 30, 2020 · Amount on File |
| Prior Sale | Nov 9, 2015 · Amount on File |
| Deed Document Number | 202066710 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NICOLLET MN |
| Property Address | 1308 HOWARD ST, SAINT PETER, MN 56082-1119 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000070444 |
|---|---|
| Date | Apr 10, 2023 |
| Instrument | 70444 |
| Name | MAYO EMPLOYEES FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 28, 2038 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NICOLLET MN |
| Recording Date | Oct 30, 2020 |
| Property Address | 1308 HOWARD ST, SAINT PETER, MN 56082-1119 |
| Document Number | 66710 |
| Instrument Date | Oct 15, 2020 |
| Instrument | 66710 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2021 |
| Title Company | MINNESOTA RIVER VALLEY TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $775.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1308 HOWARD ST, SAINT PETER, MN 56082-1119 |
| Document Number | 66711 |
|---|---|
| Date | Oct 30, 2020 |
| Instrument | 66711 |
| Name | QRL FINANCIAL SERVICES |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 1308 Howard St was $3,900 with a homeowner's exemption.
Source: Nicollet County assessment roll, as of July 10, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Nicollet County |
| Municipality | St. Peter City |
| Unified School District | St. Peter Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,900.00 Homeowner's exemption | $263,700 Land $48,900 Building $214,800 | $263,700 Land $48,900 Building $214,800 |
| 2025 | $3,900.00 | ||
| 2023 | $3,292.00 Homeowner's exemption | $260,500 Land $48,900 Building $211,600 | $260,500 Land $48,900 Building $211,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1308 Howard St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective January 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1986–2019) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 2019 · Severe Winter Storm, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1308 Howard St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Peter serves 12,198 people · EPA ID MN1520006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 2,000 / 1,000 |
| Netwave Broadband Fixed Wireless · not low latency | 125 / 40 |
| Midco Fixed Wireless | 100 / 20 |
May also be available: AT&T, GigFire, Metronet, T-Mobile, Verizon.
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