1308 E State St, Algona, IA 50511 Property Records

Kossuth County property record for 1308 E State St, Algona, IA 50511

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 918 sqft · built 1953
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$138,000 (Sep 2023)
Tax Bill	$1,980 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Jun 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`22-01-380-002`

Property Details

APN / Parcel Number

Primary APN	`22-01-380-002`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	918 sqft Living Area
Basement Area	918 sqft
Finished Basement	918 sqft
Flooring	Hardwood
Interior Walls	Plaster

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	252 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	72 sqft
Deck Area	169 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1308 E STATE ST
City	ALGONA
State	IA
Zip	50511-3045
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 BLK 255 CALLS ADD
Legal Subdivision	CALLS ADDITION TO ALGONA
Legal Block	255
Legal Lot Number	3
Jurisdiction	KOSSUTH IA
Township / Civil Division	ALGONA
Census Block Group	3
Census Block	3042
Census Tract	950500

Owner

Source: Kossuth County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1308 E STATE ST, ALGONA, IA 50511-3045
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2023	Warranty Deed, Transfer · Conventional Mortgage AVAILA BANK
Jun 4, 2018	Deed of Trust, Mortgage · Line of Credit FARMERS STATE BANK
Jul 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage FARMERS STATE BANK
Nov 3, 2021	Warranty Deed, Transfer · Conventional Mortgage NORTHWEST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2023 · Amount on Record
Deed Sale	Sep 29, 2023 · Amount on Record
Prior Sale	Nov 3, 2021 · Amount on Record
Deed Document Number	20232486
Deed Book / Page	2023 / 2486
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSSUTH IA
Recording Date	Sep 29, 2023
Property Address	1308 E STATE ST, ALGONA, IA 50511-3045
Document Number	02023/2486
Book / Page	2023 / 2486
Instrument Date	Sep 29, 2023
Instrument	2023 2486
Transaction Type	Transfer
Record Updated	Nov 17, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1308 E STATE ST, ALGONA, IA 50511-3045

Mortgage

Document Number	0020232487
Date	Sep 29, 2023
Instrument	2023 2487

Lender

Name	AVAILA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSSUTH IA
Property Address	1308 E STATE ST, ALGONA, IA 50511-3045
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000001651
Date	Jun 4, 2018
Book Page	0000002018/0000001651
Instrument	000000001651

Lender

Name	FARMERS STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	55 Months
Due	Jan 1, 2023

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSSUTH IA
Property Address	1308 E STATE ST, ALGONA, IA 50511-3045
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02020/2159
Date	Jul 22, 2020
Book Page	2020/2159
Instrument	2020 2159

Lender

Name	FARMERS STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 20, 2040

Interest

Rate Type	Fixed Rate

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSSUTH IA
Recording Date	Nov 3, 2021
Property Address	1308 E STATE ST, ALGONA, IA 50511-3045
Document Number	02021/3414
Book / Page	2021 / 3414
Instrument Date	Oct 17, 2021
Instrument	2021 3414
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$211.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1308 E STATE ST, ALGONA, IA 50511-3045

Mortgage

Document Number	02021/3415
Date	Nov 3, 2021
Book Page	2021/3415
Instrument	2021 3415

Lender

Name	NORTHWEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Kossuth County assessment roll, as of October 9, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Algona City
County	Kossuth County
Unified School District	Algona Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,980.00 (+7.49%) Homeowner's exemption	$136,246 (+14.51%) Land $16,500 Building $119,746
2024	$1,842.00 (-3.36%)
2023		$118,980 (-4.35%) Land $14,850 Building $104,130	$118,980 (-12.67%) Land $14,850 Building $104,130
2022		$124,396 Land $14,850 Building $109,546
2021	$1,906.00		$136,246 Land $16,500 Building $119,746

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 19, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONA MUNICIPAL UTILITIES serves 5,487 people · EPA ID IA5502015
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: Algona Municipal Utilities, Nextlink, T-Mobile, Verizon.

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