Harlan County property record for 1308 E Main St, Cumberland, KY 40823 · Last verified November 2025
| Property Type | Commercial |
|---|---|
| Owner | 2 Company Names on File |
| Tax Bill | $626 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 206-10-22-006.00_3 |
| Primary APN | 206-10-22-006.00_3 |
|---|---|
| Alternative APN |
|
| Account Number | 29271 |
|---|---|
| Street Address | 1308 E MAIN ST |
| City | CUMBERLAND |
| State | KY |
| Zip | 40823-1722 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | COMMERCIAL BUILDING SHEPHERD FURN |
| Jurisdiction | HARLAN KY |
| Township / Civil Division | CUMBERLAND |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 970200 |
Source: Harlan County records · APN 206-10-22-006.00_3
Assessment roll updated April 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | PO BOX 1546, CORBIN, KY 40702-1546 |
| Owner Type | Company, Secondary Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Deed Document Number | 0000045816 |
| Record Updated | Jun 08, 2026 |
Source: Harlan County records · Assessment roll updated April 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Harlan County |
| Municipality | Cumberland City |
| Unified School District | Harlan County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $626.00 (-0.48%) | $36,000 (-) Building $36,000 | $36,000 (-) Building $36,000 |
| 2023 | $629.00 | $36,000 Building $36,000 | $36,000 Building $36,000 |
Source: FEMA National Flood Hazard Layer, Harlan County (21095C), updated August 17, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 210959702002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 21 individual NFIP policies nearby |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 23 (1978–2015) |
| Claims Outside the SFHA | 10 of 23 |
| Most Recent Claim | Mar 2015, other causes, Severe Winter Storm, Snowstorm, Flooding, Landslides, And Mudslides |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 60% of the US · above 79% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 625 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 268 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Access Cable Television | Fiber | 2,000 / 2,000 |
| Uniti Group | Fiber | 2,000 / 2,000 |
| Access Cable Television | Cable | 300 / 20 |
May also be available at this address: Uniti Group. Availability varies by address; speeds are provider-advertised maximums, not measured.
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