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1308 E Franklin St, Monroe, NC 28112 Property Records

Union County property record for 1308 E Franklin St, Monroe, NC 28112 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,702 sqft · built 1926
Lot Size1.45 acres (63,162 sqft)
Owner2 Individual Names on File
Last Sale$250,000 (Feb 2015)
Tax Bill$2,425 (2025)
Deeds & MortgagesJan 2024 Second Mortgage
Jul 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN09-194-028

Property Details

APN / Parcel Number

Primary APN09-194-028

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms12 Rooms
Stories2 Stories
Building Area2,702 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1926
Effective Year BuiltEffective 1926
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeWood
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area63,162 sqft (1.45 acres)
Garage TypeDetached
Garage Area432 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area240 sqft
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1308 E FRANKLIN ST
CityMONROE
StateNC
Zip28112-5101
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description6383-173
Legal SubdivisionSIKES 1-74
JurisdictionUNION NC
Township / Civil DivisionMONROE
Census Block Group2
Census Block2017
Census Tract20602

Owner

Source: Union County records · APN 09-194-028

Assessment roll updated March 31, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1308 E FRANKLIN ST, MONROE, NC 28112-5101
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 10, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SPRING EQ LLC
Jul 16, 2021Deed of Trust, Mortgage · VA Mortgage
CLEARPATH LENDING
Mar 25, 2020Loan Modification, Mortgage · VA Mortgage
FREEDOM MTG
Aug 01, 2017Deed of Trust, Mortgage · VA Mortgage
SOVEREIGN LNDG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 18, 2015 · Amount on Record
Deed SaleFeb 18, 2015 · Amount on Record
Prior SaleNov 03, 1997
Deed Document Number20154119
Deed Book / Page6383 / 173
Record UpdatedSep 20, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address1308 E FRANKLIN ST, MONROE, NC 28112-5101
Transaction TypeMortgage
Record UpdatedJan 26, 2024
Title CompanyMORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0008837224
DateJan 10, 2024
Book Page8837/224
Instrument518
Lender
NameSPRING EQ LLC
TypeMortgage Company
AddressCONSHOHOCKEN, PA 19428
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2054

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address1308 E FRANKLIN ST, MONROE, NC 28112-5101
Transaction TypeMortgage
Record UpdatedAug 03, 2021
Title CompanyVANTAGE PT TITLE INC, VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number8172514
DateJul 16, 2021
Book Page8172/514
Instrument33621
Lender
NameCLEARPATH LENDING
TypeLending Institution
AddressIRVINE, CA 92618
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

March 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionUNION NC
Property Address1308 E FRANKLIN ST, MONROE, NC 28112-5101
Document Number7642230
Instrument DateMar 25, 2020
Transaction TypeMortgage
Record UpdatedJun 15, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1308 E FRANKLIN ST MONROE NC 281125101, MONROE, NC 28112-5101

Mortgage

Document Number7642230
DateApr 21, 2020
Book Page007642/000230
Instrument13181
Lender
NameFREEDOM MTG
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 20, 2050
Interest
Rate TypeFixed Rate
Rate3.75%

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address1308 E FRANKLIN ST, MONROE, NC 28112-5101
Document Number699168
Instrument DateAug 01, 2017
Transaction TypeMortgage
Record UpdatedJun 15, 2020
Title CompanyDOCUMENT PROCESSING SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1308 E FRANKLIN ST MONROE NC 281125101, MONROE, NC 28112-5101

Mortgage

Document Number699168
DateAug 09, 2017
Book Page006991/000068
Instrument23007
Lender
NameSOVEREIGN LNDG
AddressCOSTA MESA, CA 92626
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term240 Months
DueAug 08, 2037

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
MunicipalityMonroe City
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,425.00 (-46.73%)$277,500 (-33.53%) Land $233,700 Building $43,800$277,500 (-33.53%) Land $233,700 Building $43,800
2023$4,552.00$417,500 Land $239,300 Building $178,200$417,500 Land $239,300 Building $178,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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