1308 Commercial St, Belleville, IL 62221 Property Records

St. Clair County property record for 1308 Commercial St, Belleville, IL 62221

Property Summary

Property Type	Single Family Home
Details	2 ba · 837 sqft · built 1922
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$220,000 (Mar 2024)
Tax Bill	$2,960 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Nov 2022 Sale + 1 more
APN	`08-15-0-408-003`

Property Details

APN / Parcel Number

Primary APN	`08-15-0-408-003`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	837 sqft Living Area
Basement Area	837 sqft
Unfinished Basement	837 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1985
Construction Type	Frame
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Porch	Slab
Porch Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1308 COMMERCIAL ST
City	BELLEVILLE
State	IL
Zip	62221-4041
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COMMERCIAL PLACE 1STADD, RESURVEY OF LOT/SEC-78 A02806743
Legal Subdivision	COMMERCIAL PLACE
Legal Block	408
Legal Lot Number	78
Jurisdiction	ST CLAIR IL
Township / Civil Division	BELLEVILLE
Census Block Group	3
Census Block	3012
Census Tract	501801

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1308 COMMERCIAL ST, BELLEVILLE, IL 62221-4041
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2024	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Nov 18, 2022	Warranty Deed, Transfer TOWN AND COUNTRY TITLE COMPANY, TOWN & COUNTRY TITLE CO
Nov 2, 2022	Deed, Transfer TOWN AND COUNTRY TITLE COMPANY, TOWN & COUNTRY TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2024 · Amount on Record
Deed Sale	Mar 4, 2024 · Amount on Record
Prior Sale	Nov 18, 2022 · Amount on Record
Deed Document Number	20242806743
Prior Transfer Date	Oct 31, 2022
Prior Transfer Doc	0002765031
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Mar 4, 2024
Property Address	1308 COMMERCIAL ST, BELLEVILLE, IL 62221-4041
Document Number	0A02806743
Map Reference	MB X PG 48
Instrument Date	Mar 1, 2024
Instrument	A02806743
Transaction Type	Transfer
Record Updated	Mar 20, 2024
Title Company	TOWN AND COUNTRY TITLE COMPANY, TOWN & COUNTRY TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1309 COMMERCIAL ST, BELLEVILLE, IL 62221-4039

Mortgage

Document Number	0A02806744
Date	Mar 4, 2024
Instrument	A02806744

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

Interest

Rate Type	Fixed Rate
Rate	6.12%

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Nov 18, 2022
Property Address	1308 COMMERCIAL ST, BELLEVILLE, IL 62221-4041
Document Number	0A02766478
Map Reference	MB X PG 48
Instrument Date	Oct 31, 2022
Instrument	A02766478
Transaction Type	Transfer
Record Updated	Dec 2, 2022
Title Company	TOWN AND COUNTRY TITLE COMPANY, TOWN & COUNTRY TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	335 AVERY HL, BELLEVILLE, IL 62223-4831

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ST CLAIR IL
Recording Date	Nov 2, 2022
Property Address	1308 COMMERCIAL ST, BELLEVILLE, IL 62221-4041
Document Number	0A02765031
Map Reference	MB X PG 48
Instrument Date	Oct 31, 2022
Instrument	A02765031
Transaction Type	Transfer
Record Updated	Nov 16, 2022
Title Company	TOWN AND COUNTRY TITLE COMPANY, TOWN & COUNTRY TITLE CO

Transaction

Amount	Amount Recorded
Tax	$40.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	335 AVERY HL, BELLEVILLE, IL 62223-4831

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Belleville City
County	St. Clair County
Elementary School District	Belleville School District 118 (PK - 08)
Secondary School District	Belleville Township High School District 201 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,960.00 (+3.82%)	$34,400 (+6.08%) Land $4,372 Building $30,028	$103,200 (+6.08%) Land $13,116 Building $90,084
2024	$2,851.00	$32,428 (+27.6%) Land $4,121 Building $28,307	$97,284 (+27.6%) Land $12,363 Building $84,921
2022		$25,413 Land $3,682 Building $21,731	$76,239 Land $11,046 Building $65,193

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-EAST ST LOUIS private · serves 131,368 people · EPA ID IL1635040
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: ClearWave, i3 Broadband.

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