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1308 Clay St, Franklin, VA 23851 Property Records

Franklin City property record for 1308 Clay St, Franklin, VA 23851 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,078 sqft · built 1956
Lot Size0.666 acres (29,011 sqft)
OwnerIndividual Name on File
Last Sale$172,000 (Jun 2018)
Tax Bill$2,722 (2025)
Deeds & MortgagesOct 2020 Refinance
Jun 2018 Sale & Mortgage
APN087 023 11

Property Details

APN / Parcel Number

Primary APN087 023 11
Alternative APN
  • 1289

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,078 sqft Living Area
1st Floor Area2,078 sqft
FlooringCarpet
Interior WallsPaneling
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1984
Exterior MaterialBrick
Construction TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area29,011 sqft (0.666 acres)
Lot Dimensions290 ft deep x 100 ft wide
TerrainWooded
Garage TypeDetached
Garage Area960 sqft
DrivewayConcrete Driveway
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1289
Street Address1308 CLAY ST
CityFRANKLIN
StateVA
Zip23851-2702
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionJ L CAMP EST LOT 11 CLAY ST 087-(023)-11
Legal SubdivisionJL CAMP ESTATE
Legal Lot Number11
JurisdictionFRANKLIN CITY VA
Township / Civil DivisionFRANKLIN
Census Block Group2
Census Block2036
Census Tract90100

Owner

Source: Franklin City records · APN 087 023 11

Assessment roll updated April 23, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1308 CLAY ST, FRANKLIN, VA 23851-2702
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 01, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
AMERISAVE MORTGAGE CORPORATION
Jun 06, 2018Warranty Deed, Transfer · Conventional Mortgage
NEWPORT NEWS SHIPBUILDING EMPLOYEES

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 06, 2018 · Amount on Record
Deed SaleJun 06, 2018 · Amount on Record
Deed Document Number20181392
Record UpdatedJun 08, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN CITY VA
Property Address1308 CLAY ST, FRANKLIN, VA 23851-2702
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number200002387
DateOct 01, 2020
Instrument200002387
Lender
NameAMERISAVE MORTGAGE CORPORATION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueNov 01, 2050
Interest
Rate TypeFixed Rate

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN CITY VA
Recording DateJun 06, 2018
Property Address1308 CLAY ST, FRANKLIN, VA 23851-2702
Document Number0180001392
Instrument DateMay 31, 2018
Instrument180001392
Transaction TypeTransfer
Record UpdatedDec 28, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1308 CLAY ST, FRANKLIN, VA 23851-2702

Mortgage

Document Number0180001393
DateJun 06, 2018
Instrument180001393
Lender
NameNEWPORT NEWS SHIPBUILDING EMPLOYEES
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Franklin City records · Assessment roll updated April 23, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityFranklin City
Unified School DistrictFranklin City Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,722.00 (+70.87%)$264,300 (+37.37%) Land $60,000 Building $204,300$264,300 (+37.37%) Land $60,000 Building $204,300
2023$192,400 Land $44,700 Building $147,700$192,400 Land $44,700 Building $147,700
2019$1,593.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 516200901002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims9 (1992–2011)
Claims Outside the SFHA3 of 9
Most Recent ClaimAug 2011, river or lake flooding, Hurricane Irene
Claims By Storm
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 29% of Virginia
Wildfire LikelihoodAbout 1 in 5,882 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 183 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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