1308 Clairmont Cir, Sergeant Bluff, IA 51054 Property Records

Woodbury County property record for 1308 Clairmont Cir, Sergeant Bluff, IA 51054

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 1,756 sqft · built 2007
Lot Size	0.294 acres (12,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,000 (Jun 2019)
Tax Bill	$5,670 (2025)
Deeds & Mortgages	Sep 2018 Mortgage Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`884732127008`

Property Details

APN / Parcel Number

Primary APN	`884732127008`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,756 sqft Living Area
Basement Area	1,756 sqft
Finished Basement	1,552 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	12,800 sqft (0.294 acres)
Lot Dimensions	160 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Deck Area	168 sqft
Patio Area	198 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	1308 CLAIRMONT CIR
City	SERGEANT BLUFF
State	IA
Zip	51054-6508
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MEADOW BROOK 3RD ADDITION LOT 6
Legal Range	47W
Legal Township	88N
Legal Section	32
Legal Subdivision	MEADOW BROOK THIRD
Legal Lot Number	6
Jurisdiction	WOODBURY IA
Township / Civil Division	WOODBURY
Census Block Group	3
Census Block	3000
Census Tract	3301

Owner

Source: Woodbury County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1308 CLAIRMONT CIR, SERGEANT BLUFF, IA 51054-6508
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2018	Deed of Trust, Mortgage NORTHWEST BANK
Jul 3, 2019	Deed of Trust, Mortgage · Conventional with PMI NORTHWEST BK
Jun 24, 2019	Warranty Deed, Transfer · Stand-Alone Refinance US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2019 · Amount on Record
Deed Sale	Jun 24, 2019 · Amount on Record
Prior Sale	Sep 15, 2006 · Amount on Record
Deed Document Number	201913688
Record Updated	Oct 29, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODBURY IA
Property Address	1308 CLAIRMONT CIR, SERGEANT BLUFF, IA 51054-6508
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003681
Date	Sep 26, 2018
Book Page	0000000761/0000000099
Instrument	000000003681

Lender

Name	NORTHWEST BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	112 Months
Due	Jan 1, 2028

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODBURY IA
Property Address	1308 CLAIRMONT CIR, SERGEANT BLUFF, IA 51054-6508
Document Number	0000014312
Instrument Date	Jul 3, 2019
Transaction Type	Mortgage
Record Updated	Jul 29, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1226 ZACH RD SERGEANT BLUFF IA 510548013, SERGEANT BLUFF, IA 51054-8013

Mortgage

Document Number	0000014312
Date	Jul 5, 2019
Instrument	14312

Lender

Name	NORTHWEST BK
Type	Bank
Address	SPENCER, IA 51301-3821

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Jul 4, 2034

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOODBURY IA
Recording Date	Jun 24, 2019
Property Address	1308 CLAIRMONT CIR, SERGEANT BLUFF, IA 51054-6508
Document Number	0000013688
Instrument Date	Jun 21, 2019
Instrument	2019-13688
Transaction Type	Transfer
Record Updated	Nov 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1308 CLAIRMONT CIR, SERGEANT BLUFF, IA 51054-6508

Mortgage

Document Number	0000013689
Date	Jun 24, 2019
Instrument	2019-13689

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Woodbury County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Woodbury County
Municipality	Sergeant Bluff City
Unified School District	Sergeant Bluff-Luton Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,670.00 (+6.38%) Homeowner's exemption	$396,090 (+7.95%) Land $44,880 Building $351,210	$396,090 (+7.95%) Land $44,880 Building $351,210
2023	$5,330.00 (-2.49%) Homeowner's exemption	$366,910 Land $36,410 Building $330,500	$366,910 Land $36,410 Building $330,500
2022	$5,466.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SERGEANT BLUFF WATER SUPPLY serves 5,015 people · EPA ID IA9774033
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Long Lines Metro Fiber · Cable in parts of the area	1,000 / 1,000
Sparklight Cable · Fiber in parts of the area	1,000 / 50
Nextlink Fixed Wireless	300 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: ImOn Communications, Verizon.

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