Cheboygan County property record for 1308 Center St, Cheboygan, MI 49721
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,404 sqft · built 1970 |
| Lot Size | 0.56 acres (24,394 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $79,000 (Jul 2018) |
| Tax Bill | $1,569 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Jul 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 140-008-100-019-00 |
| Primary APN | 140-008-100-019-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,404 sqft Building Perimeter |
| 1st Floor Area | 1,404 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Lot Area | 24,394 sqft (0.56 acres) |
| Garage Area | 499 sqft |
| Street Address | 1308 CENTER ST |
|---|---|
| City | CHEBOYGAN |
| State | MI |
| Zip | 49721-9222 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM AT INTERSECTION OF E LI OF SECOND ST & S LI OF CENTER ST IN VILLAGE OF ALOAH; TH SLY ALG E LI OF SECOND ST 140FT; TH AT |
| Legal Range | 01W |
| Legal Township | 140 |
| Legal Section | 08 |
| Legal Lot Number | 2 |
| Jurisdiction | CHEBOYGAN MI |
| Township / Civil Division | ALOHA |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 960401 |
Source: Cheboygan County records, as of June 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1308 CENTER ST, CHEBOYGAN, MI 49721-9222 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 2, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ALPENA ALCONA AREA CREDIT UNION |
| Jul 13, 2018 | Deed of Trust, Mortgage CITIZENS NATIONAL BANK |
| Jul 13, 2018 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 13, 2018 · Amount on Record |
| Deed Sale | Jul 13, 2018 · Amount on Record |
| Prior Sale | Sep 15, 2008 |
| Deed Book / Page | 1363 / 614 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Property Address | 1308 CENTER ST, CHEBOYGAN, MI 49721-9222 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1308 CENTER ST, CHEBOYGAN, MI 49721-9222 |
| Document Number | 0000001572/0000000925 |
|---|---|
| Date | Jan 2, 2026 |
| Book Page | 0000001572/0000000925 |
| Name | ALPENA ALCONA AREA CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Property Address | 1308 CENTER ST, CHEBOYGAN, MI 49721-9222 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000001363/0000000616 |
|---|---|
| Date | Jul 13, 2018 |
| Book Page | 0000001363/0000000616 |
| Name | CITIZENS NATIONAL BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 354 Months |
| Due | Jan 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Recording Date | Jul 13, 2018 |
| Property Address | 1308 CENTER ST, CHEBOYGAN, MI 49721-9222 |
| Document Number | 1363/614 |
| Book / Page | 1363 / 614 |
| Instrument Date | Jul 10, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4168 ORCHARD RD, CHEBOYGAN, MI 49721-8634 |
Source: Cheboygan County assessment roll, as of June 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Cheboygan County |
| County Subdivision | Aloha Township |
| Unified School District | Cheboygan Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $129,800 (+63.48%) | $259,600 (+63.48%) | |
| 2025 | $1,569.00 (+10.73%) | ||
| 2023 | $79,400 | $158,800 | |
| 2022 | $1,417.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2026) |
| Most Recent Claim | Apr 2026 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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