1308 4th St, Covington, IN 47932 Property Records

Fountain County property record for 1308 4th St, Covington, IN 47932

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,056 sqft · built 1963
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$155,000 (Nov 2023)
Tax Bill	$789 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Oct 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`018B082642602100`

Property Details

APN / Parcel Number

Primary APN	`018B082642602100`
Alternative APNs	`23-06-26-426-021.000-016` `00000992118` `0180086800`

Interior

Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	1 Room
Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	1,056 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1997
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Shed	1 Shed
Shed Area	56 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00000992118
Street Address	1308 4TH ST
City	COVINGTON
State	IN
Zip	47932-1028
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	COVIN
Legal Description	018-00868-00 VANCES 98 MP B08-26-426-02100
Legal Subdivision	VANCES ADDITION
Jurisdiction	FOUNTAIN IN
Township / Civil Division	TROY
Census Block Group	2
Census Block	2010
Census Tract	957800

Owner

Source: Fountain County records, as of June 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1308 4TH ST, COVINGTON, IN 47932-1028
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2023	Warranty Deed, Transfer · FHA Mortgage MJW FINANCIAL LLC
Oct 11, 2022	Warranty Deed, Transfer · Conventional Mortgage BAILEY & WOOD FINANCIAL GROUP
Aug 5, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2023 · Amount on Record
Deed Sale	Nov 21, 2023 · Amount on Record
Prior Sale	Oct 11, 2022 · Amount on Record
Deed Document Number	20234044
Prior Transfer Date	May 7, 2014
Prior Transfer Doc	0201400907
Record Updated	Sep 20, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FOUNTAIN IN
Recording Date	Nov 21, 2023
Property Address	1308 4TH ST, COVINGTON, IN 47932-1028
Document Number	0202302650
Instrument Date	Nov 21, 2023
Instrument	202302650
Transaction Type	Transfer
Record Updated	Dec 15, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1308 4TH ST, COVINGTON, IN 47932-1028

Mortgage

Document Number	0202302651
Date	Nov 21, 2023
Instrument	202302651

Lender

Name	MJW FINANCIAL LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2043

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FOUNTAIN IN
Recording Date	Oct 11, 2022
Property Address	1308 4TH ST, COVINGTON, IN 47932-1028
Document Number	0202202485
Instrument Date	Oct 5, 2022
Instrument	202202485
Transaction Type	Transfer
Record Updated	Dec 15, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1308 4TH ST, COVINGTON, IN 47932-1028

Mortgage

Document Number	0202202486
Date	Oct 11, 2022
Instrument	202202486

Lender

Name	BAILEY & WOOD FINANCIAL GROUP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Fixed Rate

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FOUNTAIN IN
Recording Date	Aug 5, 2021
Property Address	1308 4TH ST, COVINGTON, IN 47932-1028
Document Number	0202102145
Instrument Date	Jul 29, 2021
Instrument	202102145
Transaction Type	Transfer
Record Updated	Dec 15, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1308 4TH ST, COVINGTON, IN 47932-1028

Tax Assessment & Valuation

Source: Fountain County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Fountain County
County Subdivision	Troy Township
Municipality	Covington City
Unified School District	Covington Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$789.00 (-2.11%) Homeowner's exemption	$119,900 (+78.42%) Land $24,200 Building $95,700	$119,900 (+78.42%) Land $24,200 Building $95,700
2024	$806.00 (+123.27%)
2023	$361.00 (+20.74%)	$67,200 (+6.5%) Land $19,800 Building $47,400	$67,200 (+6.5%) Land $19,800 Building $47,400
2022	$299.00	$63,100 Land $19,800 Building $43,300	$63,100 Land $19,800 Building $43,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 6, 2013

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON WATER DEPARTMENT serves 2,645 people · EPA ID IN5223002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected currently in violation since Nov 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 4th St

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