1308 3rd St, Waynesboro, VA 22980 Property Records

Waynesboro City property record for 1308 3rd St, Waynesboro, VA 22980

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,148 sqft · built 2006
Lot Size0.15 acres (6,544 sqft)
OwnerIndividual Name on Record
Last Sale$235,000 (Mar 2025)
Tax Bill$1,998 (2026)
Deeds & MortgagesApr 2023 Line of Credit
Oct 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN47 1 146-3

Property Details

APN / Parcel Number

Primary APN47 1 146-3
Alternative APN
  • 786071

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,148 sqft Living Area
1st Floor Area1,148 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area6,544 sqft (0.15 acres)
DrivewayPaver Driveway
PorchPorch
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number786071
Street Address1308 3RD ST
CityWAYNESBORO
StateVA
Zip22980-4239
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRG-5
Legal DescriptionBLOCK 146 LOT 3 BCMM&L CO
Legal SubdivisionBASIC CITY
Legal Block146
Legal Lot Number3
JurisdictionWAYNESBORO CITY VA
Township / Civil DivisionWAYNESBORO
Census Block Group2
Census Block2031
Census Tract3200

Owner

Source: Waynesboro City records, as of August 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1308 3RD ST, WAYNESBORO, VA 22980-4239
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 10, 2023Deed of Trust, Mortgage · Line of Credit
FRONTIER COMMUNITY BANK
Oct 1, 2019Warranty Deed, Transfer · FHA Mortgage
C&F MORTGAGE CORPORATION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 27, 2025 · Amount on Record
Deed SaleMar 27, 2025 · Amount on Record
Prior SaleOct 1, 2019 · Amount on Record
Deed Document Number2025601
Record UpdatedOct 29, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAYNESBORO CITY VA
Property Address1308 3RD ST, WAYNESBORO, VA 22980-4239
Transaction TypeMortgage
Record UpdatedMay 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0230000627
DateApr 10, 2023
Instrument230000627
Lender
NameFRONTIER COMMUNITY BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWAYNESBORO CITY VA
Recording DateOct 1, 2019
Property Address1308 3RD ST, WAYNESBORO, VA 22980-4239
Document Number190002318
Instrument DateSep 16, 2019
Instrument190002318
Transaction TypeTransfer
Record UpdatedSep 28, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1308 3RD ST, WAYNESBORO, VA 22980-4239

Mortgage

Document Number190002319
DateOct 1, 2019
Instrument190002319
Lender
NameC&F MORTGAGE CORPORATION
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Mortgage

Document Number0190002320
DateOct 1, 2019
Instrument190002320
Lender
NameC&F MORTGAGE CORPORATION
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2049
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Waynesboro City assessment roll, as of August 28, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityWaynesboro City
Unified School DistrictWaynesboro City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,998.00 (+31.53%)$229,700 (+16.42%) Land $33,500 Building $196,200$229,700 (+16.42%) Land $33,500 Building $196,200
2023$1,519.00$197,300 Land $28,500 Building $168,800$197,300 Land $28,500 Building $168,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WAYNESBORO
serves 22,630 people · EPA ID VA2820775
Water SourceGroundwater influenced by surface water
Last State InspectionJul 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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