13076 S River Rd, Sumerduck, VA 22742 Property Records

Fauquier County property record for 13076 S River Rd, Sumerduck, VA 22742

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,716 sqft · built 2019
Lot Size	1.66 acres (72,615 sqft)
Owner	2 Individual Names on File
Last Sale	$70,000 (Feb 2017)
Tax Bill	$7,047 (2026)
Deeds & Mortgages	Oct 2025 Line of Credit Nov 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`7816-25-0124`

Property Details

APN / Parcel Number

Primary APN	`7816-25-0124`
Alternative APNs	`735020701` `114855` `36346`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,716 sqft Finished Area
1st Floor Area	2,054 sqft
Basement Area	2,158 sqft
Unfinished Basement	2,158 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Ranch
Roof Type	Hip
Roof Material	Asphalt
Lot Area	72,615 sqft (1.66 acres)
Garage Area	648 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	196 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	114855
Street Address	13076 S RIVER RD
City	SUMERDUCK
State	VA
Zip	22742-1719
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES, 1 DWE
Legal Description	LOT 1
Legal Lot Number	1
Jurisdiction	FAUQUIER VA
Township / Civil Division	LEE
Census Block Group	1
Census Block	1003
Census Tract	930703

Owner

13076 S River Rd is owned and occupied by two individuals who bought it in February 2017.

Source: Fauquier County records, as of June 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13076 S RIVER RD, SUMERDUCK, VA 22742-1719
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2025	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Nov 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage PHH MORTGAGE CORPORATION
Apr 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage FAUQUIER BK
Jan 5, 2018	Deed of Trust, Mortgage · Line of Credit FAUQUIER BK
Feb 27, 2017	Grant Deed, Transfer STEWART TITLE, STEWART TITLE GUARANTY COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2017 · Amount on File
Deed Sale	Feb 27, 2017 · Amount on File
Deed Document Number	20171617
Deed Book / Page	1539 / 1670
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAUQUIER VA
Property Address	13076 S RIVER RD, SUMERDUCK, VA 22742-1719
Transaction Type	Mortgage
Record Updated	Oct 21, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13076 S RIVER RD, SUMERDUCK, VA 22742-1719

Mortgage

Document Number	0018001493
Date	Oct 3, 2025
Book Page	1800/1493
Instrument	2025-00006549

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAUQUIER VA
Property Address	13076 S RIVER RD, SUMERDUCK, VA 22742-1719
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017101130
Date	Nov 30, 2021
Book Page	1710/1130
Instrument	202100014956

Lender

Name	PHH MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	354 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.88%

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAUQUIER VA
Property Address	13076 S RIVER RD, SUMERDUCK, VA 22742-1719
Document Number	15941881
Instrument Date	Apr 16, 2019
Transaction Type	Mortgage
Record Updated	Apr 30, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13076 S RIVER RD SUMERDUCK VA 227421719, SUMERDUCK, VA 22742-1719

Mortgage

Document Number	15941881
Date	Apr 22, 2019
Book Page	001594/001881
Instrument	2780

Lender

Name	FAUQUIER BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Apr 21, 2029

Interest

Rate Type	Fixed Rate
Rate	5.75%

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAUQUIER VA
Property Address	13076 S RIVER RD, SUMERDUCK, VA 22742-1719
Document Number	1564400
Book / Page	001564 / 000400
Instrument Date	Jan 5, 2018
Transaction Type	Mortgage
Record Updated	Jan 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1564400
Date	Jan 8, 2018
Book Page	001564/000400
Instrument	187

Lender

Name	FAUQUIER BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jan 7, 2028

Interest

Rate Type	Adjustable Rate
Rate	4.25%

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FAUQUIER VA
Recording Date	Feb 27, 2017
Property Address	13076 S RIVER RD, SUMERDUCK, VA 22742-1719
Document Number	15391670
Book / Page	001539 / 001670
Instrument Date	Feb 24, 2017
Instrument	1617
Transaction Type	Transfer
Record Updated	Mar 2, 2017
Title Company	STEWART TITLE, STEWART TITLE GUARANTY COMPANY

Transaction

Amount	Amount on Record
Tax	$70.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	11169 EAGLE CT BEALETON VA 227122002, BEALETON, VA 22712-2002

Tax Assessment & Valuation

The 2026 property tax bill for 13076 S River Rd was $7,047.

Source: Fauquier County assessment roll, as of June 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fauquier County
Unified School District	Fauquier County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,047.00	$787,400 Land $138,700 Building $648,700	$787,400 Land $138,700 Building $648,700
2023		$705,200 Land $98,700 Building $606,500	$705,200 Land $98,700 Building $606,500
2019	$2,236.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13076 S River Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13076 S River Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Virginia Broadband Fixed Wireless · not low latency	100 / 25
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S River Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures