13076 160th St, Milaca, MN 56353 Property Records

Mille Lacs County property record for 13076 160th St, Milaca, MN 56353

Property Summary

Property Type	Single Family Home
Details	1,630 sqft · built 2000
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$480,000 (Dec 2023)
Tax Bill	$4,242 (2026)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Nov 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`11-015-0703`

Property Details

APN / Parcel Number

Primary APN	`11-015-0703`

Interior

Building Area	1,630 sqft Living Area
Basement Area	1,742 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	217,800 sqft (5 acres)
Garage Type	Mixed
Garage Area	1,926 sqft
Parking Spaces	7 Parking Spaces

Exterior Amenities

Porch	Slab
Deck Area	256 sqft
Shed	1 Shed
Shed Area	160 sqft

Location & Zoning

Street Address	13076 160TH ST
City	MILACA
State	MN
Zip	56353-3326
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 1/2 OF SE OF SE OF SE 15 38 27 5.00
Legal Range	27
Legal Township	38
Legal Section	15
Jurisdiction	MILLE LACS MN
Township / Civil Division	MILACA
Census Block Group	1
Census Block	1016
Census Tract	170500

Owner

13076 160th St is owned and occupied by two individuals who bought it in December 2023.

Source: Mille Lacs County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13076 160TH ST, MILACA, MN 56353-3326
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2023	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage SPIRE CU
Jun 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST MINNESOTA BANK
Dec 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage CORTRUST BANK NA
May 24, 2017	Warranty Deed, Transfer · Construction Mortgage FIRST MINNESOTA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2023 · Amount on File
Deed Sale	Dec 7, 2023 · Amount on File
Deed Document Number	2023439066
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Dec 7, 2023
Property Address	13076 160TH ST, MILACA, MN 56353-3326
Document Number	000A439066
Instrument Date	Nov 22, 2023
Instrument	A439066
Transaction Type	Transfer
Record Updated	Dec 21, 2023
Title Company	ARDEN TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,584.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	13076 160TH ST, MILACA, MN 56353-3326

Mortgage

Document Number	000A439067
Date	Dec 7, 2023
Instrument	A439067

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2053

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	13076 160TH ST, MILACA, MN 56353-3326
Transaction Type	Mortgage
Record Updated	Nov 30, 2022
Title Company	CU TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A433850
Date	Nov 9, 2022
Instrument	A433850

Lender

Name	SPIRE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.63%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2020
Change Frequency	Annually
Min Rate At Change	2.63%
Max Rate At Change	6.63%
Index	1-Year CMT
Max Rate	9.63%

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	13076 160TH ST, MILACA, MN 56353-3326
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A401211
Date	Jun 23, 2017
Instrument	A401211

Lender

Name	FIRST MINNESOTA BANK
Type	Bank
Address	MINNEOTA, MN 56264

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2032

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	13076 160TH ST, MILACA, MN 56353-3326
Transaction Type	Mortgage
Record Updated	Jan 22, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A414916
Date	Dec 18, 2019
Instrument	A414916

Lender

Name	CORTRUST BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Dec 24, 2024

Interest

Rate Type	Fixed Rate

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	May 24, 2017
Property Address	13076 160TH ST, MILACA, MN 56353-3326
Document Number	A400791
Instrument Date	May 12, 2017
Instrument	A400791
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	HOME SECURITY ABSTRACT TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13076 160TH ST, MILACA, MN 56353-3326

Mortgage

Document Number	A400792
Date	May 24, 2017
Instrument	A400792

Lender

Name	FIRST MINNESOTA BANK
Type	Bank
Address	MONTICELLO, MN 55362

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	4 Months
Due	Sep 15, 2017

Tax Assessment & Valuation

The 2026 property tax bill for 13076 160th St was $4,242, up 1.6% from the year before.

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	Milaca Township
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,242.00 (+1.63%)	$443,100 (+6.85%) Land $96,000 Building $347,100	$443,100 (+6.85%) Land $96,000 Building $347,100
2025	$4,174.00 Homeowner's exemption	$414,700 Land $84,000 Building $330,700	$414,700 Land $84,000 Building $330,700
2023	$4,114.00	$449,500 Land $68,000 Building $381,500	$449,500 Land $68,000 Building $381,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13076 160th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13076 160th St is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 76% of Minnesota
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Benton Cooperative Telephone Company Fiber	250 / 250
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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