Chisago County property record for 13075 N Lakes Ln, Lindstrom, MN 55045
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,606 sqft · built 1998 |
| Lot Size | 1.02 acres (44,431 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $187,000 (Feb 2014) |
| Tax Bill | $4,308 (2026) |
| Deeds & Mortgages | Feb 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-01271-54 |
| Primary APN | 02-01271-54 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 3 Stories |
| Building Area | 1,606 sqft Living Area |
| Gross Area | 3,702 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 44,431 sqft (1.02 acres) |
| Garage Type | Detached |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 3986345 |
|---|---|
| Street Address | 13075 N LAKES LN |
| City | LINDSTROM |
| State | MN |
| Zip | 55045-8071 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR1 |
| Legal Description | SUBDIVISIONNAME HILLCREST ESTATES LOT 001 BLOCK 002 SUBDIVISIONCD 02230 |
| Legal Range | 020 |
| Legal Township | 034 |
| Legal Section | 21 |
| Legal Subdivision | HILLCREST ESTATES |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | CHISAGO MN |
| Township / Civil Division | CHISAGO LAKE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 110501 |
Source: Chisago County records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 13075 N LAKES LN, LINDSTROM, MN 55045-8071 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 20, 2014 · Amount on Record |
| Deed Sale | Feb 20, 2014 · Amount on Record |
| Prior Sale | Aug 8, 2007 · Amount on Record |
| Deed Document Number | 201415280 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHISAGO MN |
| Property Address | 13075 N LAKES LN, LINDSTROM, MN 55045-8071 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000A607026 |
|---|---|
| Date | Feb 27, 2018 |
| Instrument | A-607026 |
| Name | ROYAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Jan 1, 2038 |
Source: Chisago County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Chisago County |
| County Subdivision | Chisago Lake Township |
| Unified School District | Chisago Lakes School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,308.00 (-0.09%) | ||
| 2025 | $4,312.00 (+1.75%) Homeowner's exemption | ||
| 2024 | $421,600 (-5%) | $429,500 (-3.22%) | |
| 2023 | $4,238.00 (+1.44%) Homeowner's exemption | $443,800 (+4.77%) Land $78,000 Building $365,800 | $443,800 (+4.77%) Land $78,000 Building $365,800 |
| 2022 | $4,178.00 (+2.55%) Homeowner's exemption | $423,600 (+26.3%) Land $78,000 Building $345,600 | $423,600 (+23.9%) Land $78,000 Building $345,600 |
| 2021 | $4,074.00 | $335,400 | $341,900 Land $65,000 Building $276,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2019) |
| Most Recent Claim | May 2019 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 84% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 115 / 7 |
| GigFire Fixed Wireless | 100 / 20 |
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