Hamilton County property record for 13075 Andover Dr, Carmel, IN 46033
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,588 sqft · built 1976 |
| Lot Size | 0.339 acres (14,810 sqft) |
| Owner | Individual Name on File |
| Last Sale | $308,900 (Sep 2017) |
| Tax Bill | $5,278 (2024) |
| Deeds & Mortgages | Jan 2021 Mortgage Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-10-29-403-030.000-018 |
| Primary APN | 29-10-29-403-030.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 13 Rooms |
| Stories | 2 Stories |
| Building Area | 3,588 sqft Living Area |
| 1st Floor Area | 1,416 sqft |
| 2nd Floor Area | 1,020 sqft |
| Basement Area | 1,020 sqft |
| Finished Basement | 800 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Architectural Style | Other |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 14,810 sqft (0.339 acres) |
| Lot Dimensions | 141 ft deep x 110 ft wide |
| Garage Type | Attached |
| Garage Area | 575 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 1610290403030000 |
|---|---|
| Street Address | 13075 ANDOVER DR |
| City | CARMEL |
| State | IN |
| Zip | 46033-2419 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE .00, SECTION 29, TOWNSHIP 18, RANGE 4, BROOKSHIRE NORTH, SECTION 1, LOT 65, IRREGULAR SHAPE |
| Legal Range | 04 |
| Legal Township | 18 |
| Legal Section | 29 |
| Legal Subdivision | BROOKSHIRE NORTH SECTION ONE |
| Legal Block | 1 |
| Legal Lot Number | 65 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 111003 |
13075 Andover Dr is owned and occupied by an individual who bought it in September 2017.
Source: Hamilton County records, as of March 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 13075 ANDOVER DR, CARMEL, IN 46033-2419 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 25, 2021 | Deed of Trust, Mortgage · Commercial Mortgage LOAN ONE MORTGAGE CO INC |
| Sep 26, 2017 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 26, 2017 · Amount on File |
| Deed Sale | Sep 26, 2017 · Amount on File |
| Prior Sale | Jun 9, 2015 |
| Deed Document Number | 2017047552 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 13075 ANDOVER DR, CARMEL, IN 46033-2419 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000005743 |
|---|---|
| Date | Jan 25, 2021 |
| Instrument | 2021005743 |
| Name | LOAN ONE MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBUS, OH 43230 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Sep 26, 2017 |
| Property Address | 13075 ANDOVER DR, CARMEL, IN 46033-2419 |
| Document Number | 2017047552 |
| Map Reference | MB5 PG77 |
| Instrument Date | Sep 11, 2017 |
| Instrument | 2017047552 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 13075 ANDOVER DR, CARMEL, IN 46033-2419 |
| Document Number | 2017047553 |
|---|---|
| Date | Sep 26, 2017 |
| Instrument | 2017047553 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2047 |
Source: Hamilton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $494,600 (+5.06%) Land $120,400 Building $374,200 | $494,600 (+5.06%) Land $120,400 Building $374,200 | |
| 2024 | $5,278.00 (+14.64%) | $470,800 (+9.82%) Land $120,400 Building $350,400 | $470,800 (+9.82%) Land $120,400 Building $350,400 |
| 2023 | $4,604.00 (+5.4%) Homeowner's exemption | $428,700 (+11.64%) Land $93,300 Building $335,400 | $428,700 (+11.64%) Land $93,300 Building $335,400 |
| 2022 | $4,368.00 Homeowner's exemption | $384,000 Land $93,300 Building $290,700 | $384,000 Land $93,300 Building $290,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13075 Andover Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (1979–2003) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Sep 2003 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 13075 Andover Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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