1307 Tower Ln, Cary, IL 60013 Property Records

McHenry County property record for 1307 Tower Ln, Cary, IL 60013

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,324 sqft · built 1913
Lot Size0.375 acres (16,336 sqft)
OwnerIndividual Name on Record
Flood ZoneZone AE (high risk)
APN20-18-426-002

Property Details

APN / Parcel Number

Primary APN20-18-426-002

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,324 sqft
Gross Area2,104 sqft
1st Floor Area1,324 sqft

Exterior

Year BuiltBuilt 1913
Architectural StyleRanch
Exterior MaterialFrame Siding
Lot Area16,336 sqft
Lot Dimensions271 ft deep x 51 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Street Address1307 TOWER LN
CityCARY
StateIL
Zip60013-2969
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2003R0037911 LT 22 FOX RIVER SHORE SUB
Legal Range09E
Legal Township43N
Legal Section18
Legal SubdivisionFOX RIVER SHORE
Legal Block426
Legal Lot Number22
JurisdictionMCHENRY IL
Township / Civil DivisionALGONQUIN
Census Block Group2
Census Block2011
Census Tract871307

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1307 TOWER LN, CARY, IL 60013-2969
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 25, 2003
Deed SaleMar 25, 2003
Prior SaleAug 30, 1994 · Amount on Record
Deed Document Number2003R0037911
Record UpdatedJun 7, 2026

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionAlgonquin Township
Elementary School DistrictCary Community Consolidated School District 26 (PK - 08)
Secondary School DistrictCommunity High School District 155 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$107,389 Land $50,350 Building $57,039$322,167 Land $151,050 Building $171,117

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims22 (1978–2017)
Claims Outside the SFHA11 of 22
Most Recent ClaimJul 2017 · river or lake flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 5 claims
  • Severe Storms & Flooding, Sep 1986 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFOX RIVER GROVE
serves 4,702 people · EPA ID IL1110200
Water SourceGroundwater
Last State InspectionJan 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2020
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

May also be available: Verizon.

Nearby Properties on Tower Ln

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