1307 Terrace Ave, Hayward, CA 94541 Property Records

Alameda County property record for 1307 Terrace Ave, Hayward, CA 94541

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,976 sqft · built 1896
Lot Size	0.181 acres (7,900 sqft)
Owner	2 Individual Names on File
Last Sale	$277,500 (May 2018)
Tax Bill	$8,879 (2025)
Deeds & Mortgages	Jan 2023 Second Mortgage Jun 2020 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`427-26-48`

Property Details

APN / Parcel Number

Primary APN	`427-26-48`
Alternative APN	`427-0026-048-00`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	1,976 sqft Living Area

Exterior

Year Built	Built 1896
Effective Year Built	Effective 1905
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	7,900 sqft (0.181 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	1307 TERRACE AVE
City	HAYWARD
State	CA
Zip	94541-5334
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00048 BLK: AR: 0427 PAGE: 0026
Legal Subdivision	RUSSELL & WARREN ADD
Legal Lot Number	22
Jurisdiction	ALAMEDA CA
Township / Civil Division	HAYWARD
Census Block Group	4
Census Block	4002
Census Tract	436403

Owner

1307 Terrace Ave is owned and occupied by two individuals who bought it in May 2018.

Source: Alameda County records, as of August 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1307 TERRACE AVE, HAYWARD, CA 94541-5334
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Jun 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Sep 8, 2021	Grant Deed, Transfer · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Jun 7, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
May 22, 2018	Grant Deed, Transfer QUICKEN LNS
May 22, 2018	Quit Claim Deed, Transfer QUICKEN LNS
May 22, 2018	Quit Claim Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2018 · Amount on File
Deed Sale	May 22, 2018 · Amount on File
Prior Sale	Mar 29, 2005 · Amount on File
Deed Document Number	2018101155
Prior Transfer Date	May 16, 2018
Prior Transfer Doc	0000101155
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	1307 TERRACE AVE, HAYWARD, CA 94541-5334
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1307 TERRACE AVE, HAYWARD, CA 94541-5334

Mortgage

Document Number	0000001377
Date	Jan 5, 2023
Instrument	2023001377

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	234 Months
Due	Jul 1, 2042

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	1307 TERRACE AVE, HAYWARD, CA 94541-5334
Transaction Type	Mortgage
Record Updated	Jul 19, 2022
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000152369
Date	Jun 30, 2020
Instrument	2020152369

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Sep 8, 2021
Property Address	1307 TERRACE AVE, HAYWARD, CA 94541-5334
Document Number	0000303480
Map Reference	MB 17 PG 4
Instrument Date	Jun 15, 2021
Instrument	2021303480
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	TITLE 365, TITLE365

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1307 TERRACE AVE, HAYWARD, CA 94541-5334

Mortgage

Document Number	0000303481
Date	Sep 8, 2021
Instrument	2021303481

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jul 1, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	1307 TERRACE AVE, HAYWARD, CA 94541-5334
Document Number	0000119337
Instrument Date	Jun 7, 2019
Transaction Type	Mortgage
Record Updated	Jul 29, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1307 TERRACE AVE HAYWARD CA 945415334, HAYWARD, CA 94541-5334

Mortgage

Document Number	0000119337
Date	Jun 24, 2019
Instrument	119337

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 23, 2049

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	May 22, 2018
Property Address	1307 TERRACE AVE, HAYWARD, CA 94541-5334
Document Number	0000101155
Instrument Date	May 16, 2018
Instrument	101155
Transaction Type	Transfer
Record Updated	Jul 21, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$305.00
Amount Accuracy	Full Value

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1307 TERRACE AVE HAYWARD CA 945415334, HAYWARD, CA 94541-5334

Mortgage

Document Number	101156
Date	May 22, 2018
Instrument	101156

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 21, 2048

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	May 22, 2018
Property Address	1307 TERRACE AVE, HAYWARD, CA 94541-5334
Document Number	0000101153
Instrument Date	May 4, 2018
Instrument	101153
Transaction Type	Transfer
Record Updated	Jul 21, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1307 TERRACE AVE HAYWARD CA 945415334, HAYWARD, CA 94541-5334

Mortgage

Document Number	101156
Date	May 22, 2018
Instrument	101156

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 21, 2048

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	May 22, 2018
Property Address	1307 TERRACE AVE, HAYWARD, CA 94541-5334
Document Number	0000101154
Instrument Date	May 4, 2018
Instrument	101154
Transaction Type	Transfer
Record Updated	Jun 7, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1307 TERRACE AVE HAYWARD CA 945415334, HAYWARD, CA 94541-5334

Tax Assessment & Valuation

The 2025 property tax bill for 1307 Terrace Ave was $8,879 with a homeowner's exemption.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Hayward City
Unified School District	Hayward Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$729,954 (+1.03%) Land $221,086 Building $515,868
2025	$8,879.00 Homeowner's exemption	$722,508 Land $216,752 Building $505,756
2023	$8,659.00 Homeowner's exemption	$1,122,000 Land $336,600 Building $785,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1307 Terrace Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1307 Terrace Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAYWARD serves 162,954 people · EPA ID CA0110006
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, Verizon.

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