Jefferson County property record for 1307 Steed St, Ranson, WV 25438
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,804 sqft · built 2006 |
| Lot Size | 0.089 acres (3,877 sqft) |
| Owner | Individual Name on File |
| Last Sale | $196,000 (Oct 2018) |
| Tax Bill | $2,579 (2026) |
| Deeds & Mortgages | Dec 2020 Mortgage Oct 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-8C-0048.0000 |
| Primary APN | 08-8C-0048.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,804 sqft Living Area |
| 1st Floor Area | 1,344 sqft |
| Basement Area | 300 sqft |
| Finished Basement | 300 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Row Home |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,877 sqft (0.089 acres) |
| Lot Dimensions | 111 ft deep x 35 ft wide |
| Terrain | Rolling |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1307 STEED ST |
|---|---|
| City | RANSON |
| State | WV |
| Zip | 25438-5709 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | #48 LAKELAND PLACE |
| Legal Subdivision | LAKELAND PLACE AT FAIRFAX CROSSING |
| Jurisdiction | JEFFERSON WV |
| Township / Civil Division | CHARLES TOWN |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 972402 |
1307 Steed St is owned and occupied by an individual who bought it in October 2018.
Source: Jefferson County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1307 STEED ST, RANSON, WV 25438-5709 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Oct 4, 2018 | Deed of Trust, Mortgage K HOVNANIAN AMERICAN MTG |
| Oct 5, 2018 | Grant Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 5, 2018 · Amount on File |
| Deed Sale | Oct 5, 2018 · Amount on File |
| Prior Sale | Sep 1, 2009 · Amount on File |
| Deed Document Number | 201811856 |
| Deed Book / Page | 1213 / 559 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON WV |
| Property Address | 1307 STEED ST, RANSON, WV 25438-5709 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 1307 STEED ST, RANSON, WV 25438-5709 |
| Document Number | 0000017029 |
|---|---|
| Date | Dec 3, 2020 |
| Book Page | 2328/496 |
| Instrument | 202000017029 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 238 Months |
| Due | Oct 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON WV |
| Property Address | 1307 STEED ST, RANSON, WV 25438-5709 |
| Document Number | 0000011862 |
| Instrument Date | Oct 4, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2019 |
| Title Company | NATIONWIDE TITLE CLEARING INC |
| Name | Verified Name |
|---|---|
| Address | 1307 STEED ST RANSON WV 254385709, RANSON, WV 25438-5709 |
| Document Number | 0000011862 |
|---|---|
| Date | Oct 5, 2018 |
| Book Page | 002201/000220 |
| Instrument | 11862 |
| Name | K HOVNANIAN AMERICAN MTG |
|---|---|
| Type | Mortgage Company |
| Address | BOYNTON BEACH, FL 33426 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 4, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | JEFFERSON WV |
| Recording Date | Oct 5, 2018 |
| Property Address | 1307 STEED ST, RANSON, WV 25438-5709 |
| Document Number | 0000011856 |
| Book / Page | 001213 / 000559 |
| Instrument Date | Oct 2, 2018 |
| Instrument | 11856 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,293.60 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1307 STEED ST RANSON WV 254385709, RANSON, WV 25438-5709 |
| Document Number | 11857 |
|---|---|
| Date | Oct 5, 2018 |
| Book Page | 002201/000179 |
| Instrument | 11857 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 4, 2048 |
The 2026 property tax bill for 1307 Steed St was $2,579, up 8% from the year before.
Source: Jefferson County assessment roll, as of November 14, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Jefferson County |
| Municipality | Ranson Corporation |
| Unified School District | Jefferson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,579.00 (+7.95%) | $187,700 (+9.96%) Land $56,800 Building $130,900 | $312,833 (+9.92%) Land $94,667 Building $218,167 |
| 2025 | $2,389.00 | $170,700 Land $38,300 Building $132,400 | $284,600 Land $63,900 Building $220,700 |
| 2023 | $2,073.00 | $146,200 Land $38,300 Building $107,900 | $243,700 Land $63,900 Building $179,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1307 Steed St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective July 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1994–2008) |
| Most Recent Claim | May 2008 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1307 Steed St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WVAW - WALNUT GROVE UTILITIES private · serves 7,250 people · EPA ID WV3301942 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | Failure to filter resolved · Jun 2017 Treatment failure resolved · Jun 2017 |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected Apr 2018 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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