1307 Secrest Commons Dr, Monroe, NC 28112 Property Records

Union County property record for 1307 Secrest Commons Dr, Monroe, NC 28112

Property Summary

Property Type	Single Family Home
Details	built 2023
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$410,000 (Aug 2023)
Tax Bill	$3,783 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-321-810`

Property Details

APN / Parcel Number

Primary APN	`09-321-810`

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Lot Area	6,098 sqft (0.14 acres)

Location & Zoning

Street Address	1307 SECREST COMMONS DR
City	MONROE
State	NC
Zip	28112-9628
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#153 SECREST COMMONS PH1 OPCQ898-901
Legal Subdivision	SECREST COMMONS PHASE 1
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3004
Census Tract	20501

Owner

Source: Union County records · APN 09-321-810

Assessment roll updated March 31, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1307 SECREST COMMONS DR, MONROE, NC 28112-9628
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 30, 2023 · Amount on Record
Deed Sale	Aug 30, 2023 · Amount on Record
Deed Document Number	202321151
Deed Book / Page	8772 / 690
Record Updated	Sep 20, 2026

August 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	UNION NC
Recording Date	Aug 30, 2023
Property Address	1307 SECREST COMMONS DR, MONROE, NC 28112-9628
Document Number	0008772690
Book / Page	8772 / 690
Map Reference	CAB Q FILE 898-901
Instrument Date	Aug 29, 2023
Instrument	21151
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 31, 2026
Title Company	DHI TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$820.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8025 ARROWRIDGE BLVD, CHARLOTTE, NC 28273-5604

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021152
Date	Aug 30, 2023
Instrument	21152

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2053

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,783.00	$432,800 Land $81,600 Building $351,200	$432,800 Land $81,600 Building $351,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371790205013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 49 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	CITY OF MONROE serves 43,081 people
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.