1307 S Post Rd, Shelby, NC 28152 Property Records

Cleveland County property record for 1307 S Post Rd, Shelby, NC 28152

Property Summary

Property Type	Single Family Home
Details	1,188 sqft · built 1959
Lot Size	0.468 acres (20,400 sqft)
Owner	Individual Name on File
Last Sale	$228,000 (Feb 2024)
Tax Bill	$1,578 (2026)
Deeds & Mortgages	Sep 2025 Mortgage Jul 2023 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`1361550`

Property Details

APN / Parcel Number

Primary APN	`1361550`
Alternative APNs	`839801` `3117`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,188 sqft Finished Area
Basement Area	1,188 sqft
Finished Basement	1,188 sqft
Unfinished Basement	1,188 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 2005
Exterior Material	Brick
Foundation Type	Footing
Lot Area	20,400 sqft (0.468 acres)
Lot Dimensions	200 ft deep x 102 ft wide
Garage Type	Carport
Garage Area	325 sqft
Carport	Carport
Carport Area	325 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1361550
Street Address	1307 S POST RD
City	SHELBY
State	NC
Zip	28152-7432
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA1
Legal Description	LOT BEAM SD HWY 226 S
Legal Subdivision	BEAM
Legal Block	3
Legal Lot Number	10
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	4
Census Block	4009
Census Tract	951602

Owner

1307 S Post Rd is owned and occupied by an individual who acquired it in May 2025.

Source: Cleveland County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	1307 S POST RD, SHELBY, NC 28152-7432
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2025	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Jul 17, 2023	Commissioner's Deed, Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2024 · Amount on File
Deed Sale	Feb 27, 2024 · Amount on File
Prior Sale	Jul 17, 2023 · Amount on File
Deed Document Number	2024200097479
Deed Book / Page	1915 / 2739
Last Transfer Date	May 23, 2025
Transfer Doc	0019522400
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	1307 S POST RD, SHELBY, NC 28152-7432
Transaction Type	Mortgage
Record Updated	Oct 6, 2025
Title Company	UNKNOWN, MULTIPLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1307S S POST RD, SHELBY, NC 28152-7432
Investor	Possibly a Property Investor

Mortgage

Document Number	0019560989
Date	Sep 22, 2025
Book Page	1956/989
Instrument	200118948

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME
Type	Non-Lending Institution
Address	451 7TH ST SW, WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	342 Months
Due	Mar 1, 2054

July 2023: Commissioner's Deed, Foreclosure

Document Type	Commissioner's Deed
Jurisdiction	CLEVELAND NC
Recording Date	Jul 17, 2023
Property Address	1307 S POST RD, SHELBY, NC 28152-7432
Document Number	0019021944
Book / Page	1902 / 1944
Instrument Date	Jul 3, 2023
Instrument	200089718
Transaction Type	Foreclosure
Record Updated	Aug 1, 2023

Transaction

Amount	Amount on Record
Tax	$160.00
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	151 FARMINGTON RD, SHELBY, NC 28150-8698

Tax Assessment & Valuation

The 2026 property tax bill for 1307 S Post Rd was $1,578, up 2.7% from the year before.

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,578.00 (+2.73%)	$241,947 (-) Land $16,983 Building $224,964	$241,947 (-) Land $16,983 Building $224,964
2025	$1,536.00	$241,947 Land $16,983 Building $224,964	$241,947 Land $16,983 Building $224,964
2023		$79,207 (-) Land $14,152 Building $65,055	$79,207 (-) Land $14,152 Building $65,055
2022		$79,207 Land $14,152 Building $65,055	$79,207 Land $14,152 Building $65,055

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1307 S Post Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1307 S Post Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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