1307 Ruffner Ave, Birmingham, MI 48009 Property Records

Oakland County property record for 1307 Ruffner Ave, Birmingham, MI 48009 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,670 sqft · built 1925
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Company Names on File
Last Sale	$535,000 (Sep 2022)
Tax Bill	$7,216 (2025)
Deeds & Mortgages	Nov 2023 Transfer Sep 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`08-20-31-301-039`

Property Details

APN / Parcel Number

Primary APN	`08-20-31-301-039`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,670 sqft Living Area
1st Floor Area	792 sqft
Basement Area	792 sqft
Unfinished Basement	792 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 2022
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	120 ft deep x 40 ft wide
Garage Area	492 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	89 sqft
Deck Area	133 sqft
Patio Area	163 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	1307 RUFFNER AVE
City	BIRMINGHAM
State	MI
Zip	48009-7174
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T2N, R11E, SEC 31 LEINBACH-HUMPHREY'S WOODWARD AVE SUB LOT 366
Legal Range	11E
Legal Township	02N
Legal Section	31
Legal Subdivision	LEINBACH-HUMPHREY'S WOODWARD AVE SUB
Legal Lot Number	366
Jurisdiction	OAKLAND MI
Township / Civil Division	BIRMINGHAM
Census Block Group	3
Census Block	3001
Census Tract	152900

Owner

Source: Oakland County records · APN 08-20-31-301-039

Assessment roll updated January 21, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	1307 RUFFNER AVE, BIRMINGHAM, MI 48009-7174
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2023	Intrafamily Transfer, Transfer
Sep 13, 2022	Deed of Trust, Mortgage · Stand-Alone First Mortgage ROCKET MORTGAGE LLC
Sep 22, 2022	Warranty Deed, Transfer STERLING TITLE AGENCY
Feb 01, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Dec 18, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 22, 2022 · Amount on Record
Deed Sale	Sep 22, 2022 · Amount on Record
Prior Sale	Mar 22, 2022 · Amount on Record
Deed Document Number	2022448136
Deed Book / Page	58134 / 407
Prior Transfer Date	May 26, 2011
Prior Transfer Doc	0000109131
Record Updated	Sep 20, 2026

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Nov 28, 2023
Property Address	1307 RUFFNER AVE, BIRMINGHAM, MI 48009-7174
Document Number	0000128735
Book / Page	59028 / 218
Map Reference	LB 27 PG 5
Instrument Date	Nov 24, 2023
Instrument	128735
Transaction Type	Transfer
Record Updated	Dec 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1307 RUFFNER AVE, BIRMINGHAM, MI 48009-7174

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1307 RUFFNER AVE, BIRMINGHAM, MI 48009-7174

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	1307 RUFFNER AVE, BIRMINGHAM, MI 48009-7174
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1351 E LINCOLN ST, BIRMINGHAM, MI 48009-7194

Mortgage

Document Number	0000443041
Date	Sep 13, 2022
Book Page	58106/885
Instrument	443041

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2052

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Sep 22, 2022
Property Address	1307 RUFFNER AVE, BIRMINGHAM, MI 48009-7174
Document Number	0000448136
Book / Page	58134 / 407
Map Reference	LB 27 PG 5
Instrument Date	Sep 07, 2022
Instrument	448136
Transaction Type	Transfer
Record Updated	Oct 06, 2022
Title Company	STERLING TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$4,012.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1307 RUFFNER AVE, 1307, BIRMINGHAM, MI 48009-7174

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1307 RUFFNER AVE, BIRMINGHAM, MI 48009-7174

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	1307 RUFFNER AVE, BIRMINGHAM, MI 48009-7174
Transaction Type	Mortgage
Record Updated	Feb 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1307 RUFFNER AVE, BIRMINGHAM, MI 48009-7174

Mortgage

Document Number	0000026346
Date	Feb 01, 2021
Book Page	55606/212
Instrument	26346

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2051

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	Dec 18, 2019
Property Address	1307 RUFFNER AVE, BIRMINGHAM, MI 48009-7174
Document Number	0000211816
Book / Page	053626 / 000771
Instrument Date	Dec 16, 2019
Instrument	211816
Transaction Type	Transfer
Record Updated	Feb 06, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1307 RUFFNER AVE BIRMINGHAM MI 480097174, BIRMINGHAM, MI 48009-7174

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Birmingham City
County	Oakland County
Unified School District	Birmingham City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,216.00 (-32.73%)	$241,490 (+22.32%)	$482,980 (+22.32%)
2024	$10,727.00 (+190.55%)
2023		$197,430	$394,860
2021	$3,692.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 864 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
WOW Internet, Cable & Phone	Cable	1,200 / 50
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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