1307 Ridgewood Cir, Minden, LA 71055 Property Records

Webster Parish property record for 1307 Ridgewood Cir, Minden, LA 71055

Property Summary

Property Type	Single Family Home
Owner	Individual Name on File
Last Sale	$375,000 (Nov 2019)
Tax Bill	$3,556 (2025)
Deeds & Mortgages	Oct 2017 Mortgage Nov 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`113547`

Property Details

APN / Parcel Number

Primary APN	`113547`

Location & Zoning

Street Address	1307 RIDGEWOOD CIR
City	MINDEN
State	LA
Zip	71055-3090
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT #3, RIDGEWOOD SUBDIV
Legal Subdivision	RIDGEWOOD SUBDV
Legal Lot Number	3
Jurisdiction	WEBSTER LA
Township / Civil Division	7
Census Block Group	2
Census Block	2014
Census Tract	32000

Owner

1307 Ridgewood Cir is owned and occupied by an individual who bought it in November 2019.

Source: Webster Parish records, as of February 11, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1307 RIDGEWOOD CIR, MINDEN, LA 71055-3090
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2017	Deed of Trust, Mortgage · Conventional Mortgage GMFS LLC
Nov 25, 2019	Deed, Transfer · Stand-Alone First Mortgage BANCORPSOUTH BANK
Aug 28, 2019	Deed, Transfer · Stand-Alone First Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2019 · Amount on File
Deed Sale	Nov 25, 2019 · Amount on File
Prior Sale	Aug 28, 2019 · Amount on File
Deed Document Number	580986
Record Updated	Jun 8, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBSTER LA
Property Address	1307 RIDGEWOOD CIR, MINDEN, LA 71055-3090
Transaction Type	Mortgage
Record Updated	Jun 16, 2023
Title Company	TITLEPLUS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000568335
Date	Oct 19, 2017
Instrument	568335

Lender

Name	GMFS LLC
Type	Subprime Lender
Address	BATON ROUGE, LA 70806

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2032

November 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	WEBSTER LA
Recording Date	Nov 25, 2019
Property Address	1307 RIDGEWOOD CIR, MINDEN, LA 71055-3090
Document Number	0000580986
Instrument Date	Nov 25, 2019
Instrument	580986
Transaction Type	Transfer
Record Updated	Jun 16, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 N TANGLEWOOD DR, MINDEN, LA 71055-5634
Investor	Possibly a Property Investor

Mortgage

Document Number	0000580987
Date	Nov 25, 2019
Instrument	580987

Lender

Name	BANCORPSOUTH BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	WEBSTER LA
Recording Date	Aug 28, 2019
Property Address	1307 RIDGEWOOD CIR, MINDEN, LA 71055-3090
Document Number	0000579605
Instrument Date	Aug 27, 2019
Instrument	579605
Transaction Type	Transfer
Record Updated	Jun 16, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	141 TANGLEWOOD RD, HOMER, LA 71040-2533

Mortgage

Document Number	0000579606
Date	Aug 28, 2019
Instrument	579606

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1307 Ridgewood Cir was $3,556 with a homeowner's exemption.

Source: Webster Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	Webster Parish
Municipality	Minden City
Unified School District	Webster Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,556.00 Homeowner's exemption	$39,660 Land $3,300 Building $36,360	$396,600 Land $33,000 Building $363,600
2023	$3,145.00 Homeowner's exemption	$36,050 Land $3,000 Building $33,050	$360,500 Land $30,000 Building $330,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1307 Ridgewood Cir in Zone X, an area of minimal flood risk, though there have been 23 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective March 2, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	23 (1989–2019)
Claims Outside the SFHA	5 of 23
Most Recent Claim	May 2019 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Mar 2016 · 6 claims Severe Storms & Flooding, Apr 1991 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1307 Ridgewood Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MINDEN WATER SYSTEM serves 16,281 people · EPA ID LA1119021
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Sep 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Optimum Cable	940 / 35
318 High Speed Fixed Wireless · not low latency	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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