1307 Red Cedar Ct, Onalaska, WI 54650 Property Records

La Crosse County property record for 1307 Red Cedar Ct, Onalaska, WI 54650

Property Summary

Property Type	Single Family Home
Lot Size	0.289 acres (12,632 sqft)
Owner	Individual Name on File
Last Sale	$433,000 (Jul 2025)
Tax Bill	$5,546 (2025)
Deeds & Mortgages	Apr 2013 Mortgage Sep 2009 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`018-003229-000`

Property Details

APN / Parcel Number

Primary APN	`018-003229-000`
Alternative APNs	`18 3229 0` `43390`

Exterior

Lot Area	12,632 sqft (0.289 acres)

Location & Zoning

Account Number	43390
Old Parcel Number	18 3229 0
Street Address	1307 RED CEDAR CT
City	ONALASKA
State	WI
Zip	54650-9137
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEDAR RIDGE II LOT 1 BLOCK 9
Legal Range	07
Legal Township	17
Legal Section	32
Legal Quarter	NW
Quarter-Quarter Section	SE
Legal Block	9
Legal Lot Number	1
Jurisdiction	LA CROSSE WI
Township / Civil Division	ONALASKA
Census Block Group	1
Census Block	1031
Census Tract	10404

Owner

1307 Red Cedar Ct is owned and occupied by an individual who bought it in July 2025.

Source: La Crosse County records, as of February 16, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1307 RED CEDAR CT, ONALASKA, WI 54650-9137
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2013	Deed of Trust, Mortgage · VA Mortgage FIFTH THIRD MORTGAGE CO
Sep 29, 2009	Deed of Trust, Mortgage · VA Mortgage NATIONWIDE MORTGAGE CONCEPTS LLC
Apr 19, 2006	Deed of Trust, Mortgage · Line of Credit STATE BANK OF LA CROSSE
Jul 13, 2007	Deed of Trust, Mortgage · Line of Credit STATE BANK FINANCIAL
Apr 27, 2023	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2025 · Amount on File
Deed Sale	Jul 30, 2025 · Amount on File
Prior Sale	Apr 27, 2023 · Amount on File
Deed Document Number	1836634
Record Updated	Jun 8, 2026

April 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	1307 RED CEDAR CT, ONALASKA, WI 54650-9137
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	LSI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001619482
Date	Apr 15, 2013
Instrument	1619482

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company
Address	CINCINNATI, OH 45227

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2043

September 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	1307 RED CEDAR CT, ONALASKA, WI 54650-9137
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001536196
Date	Sep 29, 2009
Instrument	1536196

Lender

Name	NATIONWIDE MORTGAGE CONCEPTS LLC
Type	Mortgage Company
Address	RANCHO MIRAGE, CA 92270

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2039

April 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	1307 RED CEDAR CT, ONALASKA, WI 54650-9137
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001447307
Date	Apr 19, 2006
Instrument	1447307

Lender

Name	STATE BANK OF LA CROSSE
Address	ONALASKA, WI 54650

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	1307 RED CEDAR CT, ONALASKA, WI 54650-9137
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001480194
Date	Jul 13, 2007
Instrument	1480194

Lender

Name	STATE BANK FINANCIAL
Address	LA CROSSE, WI 54602

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA CROSSE WI
Recording Date	Apr 27, 2023
Property Address	1307 RED CEDAR CT, ONALASKA, WI 54650-9137
Document Number	0001806986
Instrument Date	Apr 27, 2023
Instrument	1806986
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	NEW CASTLE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,176.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001806987
Date	Apr 27, 2023
Instrument	1806987

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 1307 Red Cedar Ct was $5,546 with a homeowner's exemption.

Source: La Crosse County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	La Crosse County
Municipality	Onalaska City
Unified School District	Onalaska School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,546.00 Homeowner's exemption	$420,800 Land $73,700 Building $347,100	$425,600
2023	$5,055.00 Homeowner's exemption	$299,400 Land $52,600 Building $246,800	$299,400 Land $52,600 Building $246,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1307 Red Cedar Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1307 Red Cedar Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONALASKA WATERWORKS serves 18,000 people · EPA ID WI6320327
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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