1307 Prestwick Ct, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 1307 Prestwick Ct, Chesapeake, VA 23320

Property Summary

Property TypeSingle Family Home
Details6 bd · 4.5 ba · 5,190 sqft · built 1990
Lot Size0.648 acres (28,227 sqft)
Owner2 Individual Names on File
Last Sale$540,000 (Dec 2001)
Tax Bill$9,749 (2025)
Deeds & MortgagesMay 2015 Mortgage
Sep 2012 Mortgage
APN0285001001340

Property Details

APN / Parcel Number

Primary APN0285001001340

Interior

Bedrooms6 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area5,190 sqft Living Area
1st Floor Area2,084 sqft
Upper Floors Area2,084 sqft
AtticAttic
Attic Area543 sqft
Utility RoomUtility Room
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Exterior MaterialStucco
Roof TypeHip
Roof MaterialAsphalt
Lot Area28,227 sqft (0.648 acres)
Lot Dimensions213 ft deep x 90 ft wide
Garage TypeAttached
Garage Area256 sqft
Parking Spaces1 Parking Space

Exterior Amenities

Pool Area576 sqft
PorchSlab
Porch Area296 sqft
Patio Area288 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1307 PRESTWICK CT
CityCHESAPEAKE
StateVA
Zip23320-9446
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD: PLANN
Legal Description134A RESUB EMERALD GREENS SEC 2
Legal SubdivisionEMERALD GREENS,EMERALD FOREST
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group3
Census Block3001
Census Tract20814

Owner

1307 Prestwick Ct is owned and occupied by two individuals who bought it in December 2001.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address1307 PRESTWICK CT, CHESAPEAKE, VA 23320-9446
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 21, 2015Deed of Trust, Mortgage · Conventional Mortgage
LOAN SIMPLE INC
Sep 18, 2012Deed of Trust, Mortgage · FHA Mortgage
STEARNS LENDING INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 27, 2001 · Amount on File
Deed SaleDec 27, 2001 · Amount on File
Deed Book / Page4467 / 328
Record UpdatedOct 29, 2026

May 2015: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address1307 PRESTWICK CT, CHESAPEAKE, VA 23320-9446
Transaction TypeMortgage
Record UpdatedMay 7, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number009513/619
DateMay 21, 2015
Book Page9513/619
Lender
NameLOAN SIMPLE INC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2045
Interest
Rate TypeFixed Rate

September 2012: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address1307 PRESTWICK CT, CHESAPEAKE, VA 23320-9446
Transaction TypeMortgage
Record UpdatedMay 7, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number008819/383
DateSep 18, 2012
Book Page8819/383
Lender
NameSTEARNS LENDING INC
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2042
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1307 Prestwick Ct was $9,749.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$991,900 (+2.77%) Land $250,000 Building $741,900$991,900 (+2.77%) Land $250,000 Building $741,900
2025$9,749.00$965,200 Land $240,000 Building $725,200$965,200 Land $240,000 Building $725,200
2023$827,600 (+15.38%) Land $210,000 Building $617,600$827,600 (+15.38%) Land $210,000 Building $617,600
2022$717,300 Land $190,000 Building $527,300$717,300 Land $190,000 Building $527,300
2019$6,830.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1307 Prestwick Ct; 30 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 30 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies30 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1307 Prestwick Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Starlink
Satellite
280 / 30

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