1307 Off Sr, Mill Spring, NC 28756 Property Records

Polk County property record for 1307 Off Sr, Mill Spring, NC 28756 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 1940
Lot Size	1,051,974 sqft (24.1 acres)
Garage	Carport
Tax Bill	$1,554.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`P65-7`
Alternative APN	`27536`

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Lot Area	1,051,974 sqft (24.1 acres)
Parking Spaces	1 Parking Spaces
Garage Type	Carport Garage
Carport	Carport
Total Buildings	2 Total Buildings

Location & Zoning

Account Number	27536
Street Address	1307 OFF SR
City	MILL SPRING
State	NC
Zip	28756
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	500, 0000 00 X 00, 500 500 COUNTY RURAL
Legal Subdivision	COUNTY RURAL
Jurisdiction	POLK NC
Minor Civil Division	COOPER GAP
Census Blockgroup	2
Census Block	2003
Census Tract	920202

Owner

Source: Polk County records · APN P65-7

Assessment roll updated September 30, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 356, MILL SPRING, NC 28756-0356
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2017	Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage VANDERBILT MORTGAGE & FINANCE INC
Jul 19, 2017	Warranty Deed, Transfer
Jul 19, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 07, 2000
Deed Sale	Apr 07, 2000
Prior Sale	Feb 21, 2000
Deed Book / Page	261 / 703
Last Transfer Date	Jul 10, 2017
Transfer Doc	00427/1800
Record Refreshed	Jun 08, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	1307 (OFF) SR, MILL SPRING, NC 28756
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	430/1984
Date	Dec 29, 2017
Book Page	430/1984
Instrument	004674610016

Lender

Name	VANDERBILT MORTGAGE & FINANCE INC
Type	Mortgage Company
Address	MARYVILLE, TN 37804

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2048

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Jul 19, 2017
Property Address	1307 (OFF) SR, MILL SPRING, NC 28756
Document Number	00427/1796
Book / Page	427 / 1796
Instrument Date	Jul 10, 2017
Transaction Type	Transfer
Record Updated	Mar 07, 2022

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 HICKORY HOLLOW DR, MILL SPRING, NC 28756-4673

July 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK NC
Recording Date	Jul 19, 2017
Property Address	1307 (OFF) SR, MILL SPRING, NC 28756
Document Number	00427/1800
Book / Page	427 / 1800
Instrument Date	Jul 10, 2017
Transaction Type	Transfer
Record Updated	Mar 07, 2022

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 356, MILL SPRING, NC 28756-0356

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated September 30, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,554.00 (+26.65%)	$309,475 (+62.09%) Land $247,012 Building $62,463	$309,475 (+62.09%) Land $247,012 Building $62,463
2023	$1,227.00	$190,928 Land $143,250 Building $47,678
2021			$190,928 Land $143,250 Building $47,678

Flood & Wildfire

1307 Off Sr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Polk County (37149C), updated July 8, 2025

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Moderate 61st percentile of exposed land nationally · 83rd in North Carolina
Wildfire Likelihood	Moderate — about 1 in 526 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

1307 Off Sr, Mill Spring, NC 28756 Property Records

Property Highlights

Property Details

APN / Parcel Number

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

December 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

July 2017: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Off Sr

Nearby Streets

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