1307 Millard Ave, Royal Oak, MI 48073 Property Records

Oakland County property record for 1307 Millard Ave, Royal Oak, MI 48073

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 969 sqft · built 1954
Lot Size	0.207 acres (9,017 sqft)
Owner	Individual Name on Record
Tax Bill	$1,942 (2025)
Deeds & Mortgages	Aug 2018 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`72-25-03-426-036`

Property Details

APN / Parcel Number

Primary APN	`72-25-03-426-036`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	969 sqft Living Area
1st Floor Area	952 sqft
Basement Area	952 sqft
Unfinished Basement	952 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,017 sqft (0.207 acres)
Lot Dimensions	180 ft deep x 50 ft wide
Garage Area	541 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	25 sqft
Deck Area	250 sqft
Patio Area	250 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	1307 MILLARD AVE
City	ROYAL OAK
State	MI
Zip	48073-2773
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ONE FAM
Legal Description	T1N, R11E, SEC 3 MONTROSE PARK SUB NO 2 LOT 457
Legal Range	11E
Legal Township	01N
Legal Section	03
Legal Subdivision	MONTROSE PARK SUB
Legal Lot Number	457
Jurisdiction	OAKLAND MI
Township / Civil Division	ROYAL OAK
Census Block Group	3
Census Block	3004
Census Tract	183100

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1307 MILLARD AVE, ROYAL OAK, MI 48073-2773
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage MMS MORTGAGE SERVICES LTD
Oct 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage MMS MORTGAGE SERVICES LTD
Oct 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN EDUCATIONAL CU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	1307 MILLARD AVE, ROYAL OAK, MI 48073-2773
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000140409
Date	Aug 23, 2018
Book Page	52121/00390
Instrument	140409

Lender

Name	MMS MORTGAGE SERVICES LTD
Type	Mortgage Company
Address	FARMINGTON, MI 48331

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	1307 MILLARD AVE, ROYAL OAK, MI 48073-2773
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1307 MILLARD AVE, ROYAL OAK, MI 48073-2773

Mortgage

Document Number	0000221504
Date	Oct 26, 2020
Book Page	55053/16
Instrument	221504

Lender

Name	MMS MORTGAGE SERVICES LTD
Type	Mortgage Company
Address	FARMINGTON, MI 48331

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2035

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	1307 MILLARD AVE, ROYAL OAK, MI 48073-2773
Document Number	0000173023
Instrument Date	Oct 19, 2018
Transaction Type	Mortgage
Record Updated	Nov 15, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1307 MILLARD AVE ROYAL OAK MI 480732773, ROYAL OAK, MI 48073-2773

Mortgage

Document Number	0000173023
Date	Oct 22, 2018
Book Page	052292/000424
Instrument	173023

Lender

Name	MICHIGAN EDUCATIONAL CU
Type	Credit Union
Address	PLYMOUTH, MI 48170

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 21, 2033

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Royal Oak City
Unified School District	Royal Oak City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,942.00 (-22.04%) Homeowner's exemption	$121,690	$243,380
2024	$2,491.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROYAL OAK serves 57,236 people · EPA ID MI0005830
Water Source	Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH
Last State Inspection	May 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 689 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75

May also be available: 123.NET, T-Mobile.

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