1307 Joyce Dr, Cherryville, NC 28021 Property Records

Gaston County property record for 1307 Joyce Dr, Cherryville, NC 28021

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,571 sqft · built 1972
Lot Size	0.44 acres (19,166 sqft)
Owner	Individual Name on File
Last Sale	$205,000 (Oct 2020)
Tax Bill	$2,737 (2026)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06010A00104`

Property Details

APN / Parcel Number

Primary APN	`06010A00104`
Alternative APN	`130361`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	1,571 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	19,166 sqft (0.44 acres)
Pool Area	512 sqft
Porch	Porch
Porch Area	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1307 JOYCE DR
City	CHERRYVILLE
State	NC
Zip	28021-3012
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1T
Legal Description	WESTGATE EXTENSION L 4 06 010A 001 04 000
Legal Subdivision	WESTGATE EXTENSION
Jurisdiction	GASTON NC
Township / Civil Division	CHERRYVILLE
Census Block Group	1
Census Block	1041
Census Tract	30700

Owner

1307 Joyce Dr is owned and occupied by an individual who bought it in October 2020.

Source: Gaston County records, as of August 31, 2026

Owner of Record	Individual Name on File
Mailing Address	1307 JOYCE DR, CHERRYVILLE, NC 28021-3012
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2020 · Amount on File
Deed Sale	Oct 26, 2020 · Amount on File
Prior Sale	Oct 13, 2016 · Amount on File
Deed Book / Page	5168 / 51
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Oct 26, 2020
Property Address	1307 JOYCE DR, CHERRYVILLE, NC 28021-3012
Document Number	0051680051
Book / Page	5168 / 51
Map Reference	MB 26 PG 31
Instrument Date	Oct 26, 2020
Transaction Type	Transfer
Record Updated	Sep 6, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$410.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1175, HICKORY, NC 28603-1175

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1307 JOYCE DR, CHERRYVILLE, NC 28021-3012

Mortgage

Document Number	516854
Date	Oct 26, 2020
Instrument	5168/54

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 1307 Joyce Dr was $2,737.

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Municipality	Cherryville City
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,737.00	$253,680 Land $14,000 Building $239,680
2023	$2,765.00	$253,680 Land $14,000 Building $239,680
2021			$161,830 Land $12,000 Building $149,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1307 Joyce Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1307 Joyce Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHERRYVILLE serves 6,353 people · EPA ID NC0136030
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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