1307 Jane Ave, Naperville, IL 60540 Property Records

DuPage County property record for 1307 Jane Ave, Naperville, IL 60540

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 2,654 sqft · built 1977
Lot Size0.27 acres (11,761 sqft)
Owner2 Individual Names on File
Last Sale$399,000 (May 2006)
Tax Bill$10,425 (2025)
Deeds & MortgagesFeb 2022 Line of Credit
May 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN08-17-402-003

Property Details

APN / Parcel Number

Primary APN08-17-402-003

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area2,654 sqft Living Area
Gross Area3,494 sqft
1st Floor Area1,244 sqft
2nd Floor Area1,410 sqft
Basement Area840 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Lot Area11,761 sqft (0.27 acres)
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address1307 JANE AVE
CityNAPERVILLE
StateIL
Zip60540-5804
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionHUNTINGTON COMMONS UNIT 1
Legal SubdivisionHUNTINGTON COMMONS
Legal Lot Number2
Legal Unit1
JurisdictionDU PAGE IL
Township / Civil DivisionLISLE
Census Block Group2
Census Block2009
Census Tract846205

Owner

1307 Jane Ave is owned and occupied by two individuals who bought it in May 2006.

Source: DuPage County records, as of August 17, 2026

Owner of Record2 Individual Names on File
Mailing Address1307 JANE AVE, NAPERVILLE, IL 60540-5804
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 17, 2022Deed of Trust, Mortgage · Line of Credit
BMO HARRIS BANK NA
May 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 5, 2006 · Amount on File
Deed SaleMay 5, 2006 · Amount on File
Deed Document Number200683785
Prior Transfer DateDec 23, 2003
Prior Transfer Doc0000222262
Record UpdatedSep 20, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address1307 JANE AVE, NAPERVILLE, IL 60540-5804
Transaction TypeMortgage
Record UpdatedMar 4, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1307 JANE AVE, NAPERVILLE, IL 60540-5804

Mortgage

Document Number0000018404
DateFeb 17, 2022
InstrumentR2022-018404
Lender
NameBMO HARRIS BANK NA
TypeBank
AddressCHICAGO, IL 60690
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueFeb 16, 2052

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address1307 JANE AVE, NAPERVILLE, IL 60540-5804
Transaction TypeMortgage
Record UpdatedDec 14, 2021
Title CompanyTEK TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000076856
DateMay 17, 2021
InstrumentR2021-076856
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term353 Months
DueOct 1, 2050
Interest
Rate TypeFixed Rate
Rate3%

Tax Assessment & Valuation

The 2025 property tax bill for 1307 Jane Ave was $10,425 with a homeowner's exemption.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionLisle Township
MunicipalityNaperville City
Unified School DistrictNaperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,425.00$186,639 Land $83,741 Building $102,898$559,917 Land $251,223 Building $308,694
2022$9,149.00 Homeowner's exemption$147,370 Land $66,120 Building $81,250$442,110 Land $198,360 Building $243,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1307 Jane Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1307 Jane Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPERVILLE
serves 156,406 people · EPA ID IL0434670
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionSep 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

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