1307 Howard Ave, Billings, MT 59102 Property Records

Yellowstone County property record for 1307 Howard Ave, Billings, MT 59102

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,768 sqft · built 1960
Lot Size	0.209 acres (9,110 sqft)
Owner	2 Individual Names on File
Last Sale	$223,800 (Mar 2020)
Tax Bill	$2,157 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`000A114770`

Property Details

APN / Parcel Number

Primary APN	`000A114770`
Alternative APNs	`03-0927-05-3-26-07-0000` `R0311826` `A114770` `A11477`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,768 sqft Living Area
Gross Area	1,836 sqft
1st Floor Area	1,160 sqft
Basement Area	676 sqft
Finished Basement	608 sqft
Unfinished Basement	68 sqft
Family Room	Family Room

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1995
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,110 sqft (0.209 acres)
View / Lot	Neighborhood / Spot
Garage Area	684 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1307 HOWARD AVE
City	BILLINGS
State	MT
Zip	59102-5226
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-70
Legal Description	NORMANDY ADD 2ND FILING, S05, T01 S, R26 E, BLOCK 13, LOT 3
Legal Range	26E
Legal Township	01S
Legal Section	05
Legal Subdivision	NORMANDY ADD 2ND FILING
Legal Block	13
Legal Lot Number	3
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	BILLINGS
Census Block Group	4
Census Block	4004
Census Tract	1000

Owner

1307 Howard Ave is owned and occupied by two individuals who bought it in March 2020.

Source: Yellowstone County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1307 HOWARD AVE, BILLINGS, MT 59102-5226
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2021	Deed of Trust, Mortgage · Commercial Mortgage LENDUS LLC
Mar 6, 2020	Warranty Deed, Transfer · FHA Mortgage LENDUS LLC
May 11, 2017	Deed of Trust, Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2020 · Amount on File
Deed Sale	Mar 6, 2020 · Amount on File
Prior Sale	Feb 21, 2014 · Amount on File
Deed Document Number	20203913561
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	1307 HOWARD AVE, BILLINGS, MT 59102-5226
Transaction Type	Mortgage
Record Updated	Apr 17, 2023
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003993184
Date	Oct 12, 2021
Instrument	3993184

Lender

Name	LENDUS LLC
Type	Mortgage Company
Address	ALAMO, CA 94507

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Mar 6, 2020
Property Address	1307 HOWARD AVE, BILLINGS, MT 59102-5226
Document Number	0003913561
Map Reference	DOC 572334
Instrument Date	Mar 6, 2020
Instrument	3913561
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1307 HOWARD AVE, BILLINGS, MT 59102-5226

Mortgage

Document Number	0003913562
Date	Mar 6, 2020
Instrument	3913562

Lender

Name	LENDUS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	1307 HOWARD AVE, BILLINGS, MT 59102-5226
Document Number	0003814195
Instrument Date	May 11, 2017
Transaction Type	Mortgage
Record Updated	May 30, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1307 HOWARD AVE BILLINGS MT 591025226, BILLINGS, MT 59102-5226

Mortgage

Document Number	0003814195
Date	May 19, 2017
Instrument	3814195

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Amount	Amount on Record
Term	180 Months
Due	May 18, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 1307 Howard Ave was $2,157, down 26.5% from the year before.

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
Municipality	Billings City
County	Yellowstone County
Elementary School District	Billings Elementary School District (PK - 08)
Secondary School District	Billings High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$335,800 (-) Land $50,477 Building $285,323	$335,800 (-) Land $50,477 Building $285,323
2025	$2,157.00 (-26.53%)	$335,800 Land $50,477 Building $285,323	$335,800 Land $50,477 Building $285,323
2024	$2,936.00 (+9.14%)
2023	$2,690.00	$301,500	$301,500 Land $46,245 Building $255,255

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1307 Howard Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1307 Howard Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BILLINGS HEIGHTS CO WATER DIST OF serves 12,000 people · EPA ID MT0000155
Water Source	Purchased surface water from CITY OF BILLINGS
Last State Inspection	Jun 2024
Lead	3 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Ziply Fiber Fiber	6,000 / 6,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wisp West Fixed Wireless	200 / 100

May also be available: AT&T.

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