1307 Hildreth St, Dracut, MA 01826 Property Records

Middlesex County and Dracut Town property record for 1307 Hildreth St, Dracut, MA 01826

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,008 sqft · built 1959
Lot Size	0.227 acres (9,878 sqft)
Owner	Individual Name on File
Last Sale	$115,000 (Dec 1989)
Tax Bill	$4,568 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit Mar 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`DRAC M:18 L:23`

Property Details

APN / Parcel Number

Primary APN	`DRAC M:18 L:23`
Alternative APNs	`M:0018 B:0000 L:0023` `699411`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
Gross Area	2,172 sqft
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft
Unfinished Basement	1,008 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,878 sqft (0.227 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	699411
Street Address	1307 HILDRETH ST
City	DRACUT
State	MA
Zip	01826-1344
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Lot Number	23
Jurisdiction	DRACUT MA
Township / Civil Division	DRACUT
Census Block Group	3
Census Block	3006
Census Tract	314200

Owner

1307 Hildreth St is owned and occupied by an individual who bought it in December 1989.

Source: Middlesex County and Dracut Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1307 HILDRETH ST, DRACUT, MA 01826-1344
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Deed of Trust, Mortgage · Line of Credit SERVICELINK
Mar 30, 2022	Deed of Trust, Mortgage · Line of Credit EASTERN BANK
Jan 18, 2019	Deed of Trust, Mortgage · Balloon Mortgage EASTERN BANK
Sep 24, 2018	Personal Representative Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 1989 · Amount on File
Deed Sale	Dec 28, 1989 · Amount on File
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Recording Date	Jun 26, 2026
Property Address	1307 HILDRETH ST, DRACUT, MA 01826-1344
Document Number	0000020143
Book / Page	40157 / 157
Instrument Date	Jun 6, 2026
Instrument	202620143
Transaction Type	Mortgage
Record Updated	Jul 15, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1307 HILDRETH ST, DRACUT, MA 01826-1344

Mortgage

Document Number	0000020143,
Date	Jun 26, 2026
Book Page	40157/157
Instrument	202620143

Lender

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	1307 HILDRETH ST, DRACUT, MA 01826-1344
Transaction Type	Mortgage
Record Updated	Apr 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00036935-1
Date	Mar 30, 2022
Book Page	36935/1
Instrument	13720

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	1307 HILDRETH ST, DRACUT, MA 01826-1344
Transaction Type	Mortgage
Record Updated	Mar 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	32715-165
Date	Jan 18, 2019
Book Page	32715/165
Instrument	2295

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record

September 2018: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	DRACUT MA
Recording Date	Sep 24, 2018
Property Address	1307 HILDRETH ST, DRACUT, MA 01826-1344
Document Number	32433-116
Book / Page	032433 / 000116
Instrument Date	Aug 20, 2018
Instrument	41883
Transaction Type	Transfer
Record Updated	Jan 16, 2019

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1307 HILDRETH ST DRACUT MA 018261344, DRACUT, MA 01826-1344

Tax Assessment & Valuation

The 2026 property tax bill for 1307 Hildreth St was $4,568, up 3.5% from the year before.

Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Dracut Town
Unified School District	Dracut School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,568.00 (+3.47%)	$472,400 (+8.27%) Land $208,700 Building $263,700	$458,090 (-)
2025	$4,415.00 (+0.34%)	$436,300 (+3.61%) Land $191,500 Building $244,800	$458,090 (+5.63%)
2024	$4,400.00 (+4.39%)	$421,100 (+15.69%) Land $182,300 Building $238,800	$433,675
2023	$4,215.00	$364,000 Land $158,500 Building $205,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1307 Hildreth St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (1978–1979)
Most Recent Claim	Jan 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1307 Hildreth St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DRACUT WATER SUPPLY DISTRICT serves 25,808 people · EPA ID MA3079000
Water Source	Purchased surface water from LOWELL REGIONAL WATER UTILITY
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Hildreth St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures