Harford County property record for 1307 Forest Oak Ct, Bel Air, MD 21015
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 3,684 sqft · built 2003 |
| Lot Size | 0.421 acres (18,338 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $585,000 (Jul 2019) |
| Tax Bill | $7,435 (2026) |
| Deeds & Mortgages | Oct 2025 Transfer Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-360113 |
| Primary APN | 03-360113 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,684 sqft Total Area |
| Basement Area | 1,341 sqft |
| Finished Basement | 1,341 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 18,338 sqft (0.421 acres) |
| Garage Type | Mixed |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 120 sqft |
| Deck Area | 228 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 360113 |
|---|---|
| Street Address | 1307 FOREST OAK CT |
| City | BEL AIR |
| State | MD |
| Zip | 21015-6168 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1COS |
| Legal Description | LOT 35 18338 SF 1307 FOREST OAK COURT STONE RIDGE PT 106/50 |
| Legal Subdivision | STONE RDG 3 PH III |
| Legal Lot Number | 35 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 3, BEL AIR |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 303606 |
1307 Forest Oak Ct is owned and occupied by two individuals who acquired it in September 2025.
Source: Harford County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1307 FOREST OAK CT, BEL AIR, MD 21015-6168 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 2, 2025 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Nov 4, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE MORTGAGE SERVICES INC |
| Jul 25, 2019 | Deed, Transfer · Conventional Mortgage CORNERSTONE MORTGAGE SERVICES INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 25, 2019 · Amount on File |
| Deed Sale | Jul 25, 2019 · Amount on File |
| Prior Sale | Oct 7, 2016 · Amount on File |
| Deed Book / Page | 13361 / 204 |
| Last Transfer Date | Sep 17, 2025 |
| Transfer Doc | 0168300486 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Oct 2, 2025 |
| Property Address | 1307 FOREST OAK CT, BEL AIR, MD 21015-6168 |
| Document Number | 0168300486 |
| Book / Page | 16830 / 486 |
| Map Reference | MB CGH 106 FO 50 |
| Instrument Date | Sep 17, 2025 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1307 FOREST OAK CT, BEL AIR, MD 21015-6168 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 1307 FOREST OAK CT, BEL AIR, MD 21015-6168 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0142280498 |
|---|---|
| Date | Nov 4, 2020 |
| Book Page | 14228/498 |
| Name | CORNERSTONE MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | GAITHERSBURG, MD 20877 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jul 25, 2019 |
| Property Address | 1307 FOREST OAK CT, BEL AIR, MD 21015-6168 |
| Document Number | 0133610204 |
| Book / Page | 13361 / 0204 |
| Map Reference | MB CGH NO 106 FO 50 |
| Instrument Date | Jun 24, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | PROPER TITLE & ESCROW LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1307 FOREST OAK CT, 1307, BEL AIR, MD 21015-6168 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 1307 FOREST OAK CT, BEL AIR, MD 21015-6168 |
| Document Number | 0013361210 |
|---|---|
| Date | Jul 25, 2019 |
| Instrument | 13361/210 |
| Name | CORNERSTONE MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2049 |
The 2026 property tax bill for 1307 Forest Oak Ct was $7,435 with a homeowner's exemption, up 11.9% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,435.00 (+11.89%) Homeowner's exemption | $682,200 (+5.96%) | $759,000 (+17.89%) Land $163,200 Building $595,800 |
| 2025 | $6,645.00 Homeowner's exemption | $643,800 Land $163,200 Building $480,600 | $643,800 Land $163,200 Building $480,600 |
| 2023 | $583,067 | $643,800 Land $163,200 Building $480,600 | |
| 2022 | $6,023.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1307 Forest Oak Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1307 Forest Oak Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| Starlink Satellite | 280 / 30 |
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