1307 E Barden Rd, Charlotte, NC 28226 Property Records

Mecklenburg County property record for 1307 E Barden Rd, Charlotte, NC 28226

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,667 sqft · built 1972
Lot Size	0.551 acres (24,032 sqft)
Owner	2 Individual Names on Record
Last Sale	$510,500 (Apr 2020)
Tax Bill	$5,777 (2023)
Deeds & Mortgages	Oct 2017 Mortgage Jun 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`187-121-11`

Property Details

APN / Parcel Number

Primary APN	`187-121-11`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,667 sqft Heated Area
Gross Area	3,054 sqft
1st Floor Area	1,617 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Architectural Style	Other
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	24,032 sqft (0.551 acres)
Porch	Porch
Porch Area	25 sqft
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	187-121-11
Street Address	1307 E BARDEN RD
City	CHARLOTTE
State	NC
Zip	28226-5827
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	INST(CD)
Legal Description	L8 B2 M15-161
Legal Subdivision	OLD SALEM
Legal Block	2
Legal Lot Number	8
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	2
Census Block	2005
Census Tract	2908

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1307 E BARDEN RD, CHARLOTTE, NC 28226-5827
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2017	Deed of Trust, Mortgage · FHA Mortgage SUN WEST MORTGAGE COMPANY INC
Jun 8, 2020	Deed of Trust, Mortgage · USDA Mortgage UBS BANK USA
Apr 3, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Nov 27, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Mar 27, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage HANCOCK MORTGAGE PARTNERS LLC
Jan 10, 2017	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2020 · Amount on Record
Deed Sale	Apr 3, 2020 · Amount on Record
Prior Sale	Nov 27, 2019 · Amount on Record
Deed Document Number	0034438811
Deed Book / Page	34438 / 811
Record Updated	Jun 7, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	1307 E BARDEN RD, CHARLOTTE, NC 28226-5827
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000146430
Date	Oct 30, 2017
Book Page	32231/587
Instrument	2017146430

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	CERRITOS, CA 90703

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	1307 E BARDEN RD, CHARLOTTE, NC 28226-5827
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000082544
Date	Jun 8, 2020
Book Page	34660/400
Instrument	2020082544

Lender

Name	UBS BANK USA
Type	Bank
Address	SALT LAKE CITY, UT 84111

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Jul 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.87%
Index	1-Year LIBOR
Max Rate	7.87%

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Apr 3, 2020
Property Address	1307 E BARDEN RD, CHARLOTTE, NC 28226-5827
Document Number	0000047345
Book / Page	034438 / 000811
Instrument Date	Apr 3, 2020
Instrument	47345
Transaction Type	Transfer
Record Updated	May 18, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,021.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1307 E BARDEN RD CHARLOTTE NC 282265827, CHARLOTTE, NC 28226-5827

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Nov 27, 2019
Property Address	1307 E BARDEN RD, CHARLOTTE, NC 28226-5827
Document Number	0000162966
Book / Page	034079 / 000231
Instrument Date	Nov 27, 2019
Instrument	162966
Transaction Type	Transfer
Record Updated	Dec 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$694.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4311 FOX BROOK LN CHARLOTTE NC 282115006, CHARLOTTE, NC 28211-5006

March 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MECKLENBURG NC
Recording Date	Mar 27, 2019
Property Address	1307 E BARDEN RD, CHARLOTTE, NC 28226-5827
Document Number	0000034280
Book / Page	33379 / 534
Map Reference	MB 15 PG 161
Instrument Date	Mar 22, 2019
Instrument	2019034280
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1307 E BARDEN RD, CHARLOTTE, NC 28226-5827

Mortgage

Document Number	0000034281
Date	Mar 27, 2019
Instrument	2019034281

Lender

Name	HANCOCK MORTGAGE PARTNERS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jan 10, 2017
Property Address	1307 E BARDEN RD, CHARLOTTE, NC 28226-5827
Document Number	0000003365
Book / Page	31487 / 797
Map Reference	MB15 PG161
Instrument Date	Dec 28, 2016
Instrument	2017003365
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	FIDELITY NATIONAL TITLE CO L

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	321 BRANDERMILL DR, 321, DURHAM, NC 27713-9375

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1307 E BARDEN RD, CHARLOTTE, NC 28226-5827

Mortgage

Document Number	0000003366
Date	Jan 10, 2017
Instrument	2017003366

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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