1307 Cottage Dr, Houma, LA 70360 Property Records

Terrebonne Parish property record for 1307 Cottage Dr, Houma, LA 70360

Property Summary

Property Type	Single Family Home
Details	1,883 sqft · built 1982
Lot Size	0.172 acres (7,531 sqft)
Owner	Individual Name on File
Last Sale	$219,000 (Oct 2025)
Tax Bill	$969 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Jun 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`10611`

Property Details

APN / Parcel Number

Primary APN	`10611`

Interior

Building Area	1,883 sqft Living Area

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Lot Area	7,531 sqft (0.172 acres)
Garage Type	Mixed
Garage Area	392 sqft

Location & Zoning

Street Address	1307 COTTAGE DR
City	HOUMA
State	LA
Zip	70360-3952
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 18 BLOCK 4 ADDEN. 5 SOUTHDOWN WEST CB 1240/837.
Legal Range	17E
Legal Township	17S
Legal Subdivision	SOUTHDOWN WEST
Legal Block	4
Legal Lot Number	18
Jurisdiction	TERREBONNE LA
Township / Civil Division	6
Census Block Group	2
Census Block	2033
Census Tract	1703

Owner

1307 Cottage Dr is owned and occupied by an individual who bought it in October 2025.

Source: Terrebonne Parish records, as of April 7, 2026

Owner of Record	Individual Name on File
Mailing Address	1307 COTTAGE DR, HOUMA, LA 70360-3952
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2025	Cash Sale Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE LLC
Jun 8, 2017	Cash Sale Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2025 · Amount on File
Deed Sale	Oct 29, 2025 · Amount on File
Prior Sale	Jun 8, 2017 · Amount on File
Deed Document Number	20251717244
Deed Book / Page	2779 / 510
Prior Transfer Date	Oct 17, 2025
Prior Transfer Doc	003606/468
Record Updated	Jun 8, 2026

October 2025: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	TERREBONNE LA
Recording Date	Oct 29, 2025
Property Address	1307 COTTAGE DR, HOUMA, LA 70360-3952
Document Number	002779/510
Book / Page	2779 / 510
Instrument Date	Oct 17, 2025
Instrument	1717244
Transaction Type	Transfer
Record Updated	Nov 28, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1307 COTTAGE DR, HOUMA, LA 70360-3952

Mortgage

Document Number	003606/468
Date	Oct 29, 2025
Book Page	3606/468
Instrument	1717245

Lender

Name	UNITED WHOLESALE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

June 2017: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	TERREBONNE LA
Recording Date	Jun 8, 2017
Property Address	1307 COTTAGE DR, HOUMA, LA 70360-3952
Document Number	002503/602
Book / Page	2503 / 602
Instrument Date	Jun 8, 2017
Instrument	1535755
Transaction Type	Transfer
Record Updated	Mar 8, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1727 GREENBRIER WAY, 1727, SLIDELL, LA 70460-5172

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1307 COTTAGE DR, HOUMA, LA 70360-3952

Tax Assessment & Valuation

The 2025 property tax bill for 1307 Cottage Dr was $969 with a homeowner's exemption, down 1.3% from the year before.

Source: Terrebonne Parish assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	Terrebonne Parish
Unified School District	Terrebonne Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$969.00 (-1.32%)	$17,190 (-) Land $3,940 Building $13,250	$171,900 (-) Land $39,400 Building $132,500
2024	$982.00 (+1.34%) Homeowner's exemption	$17,190 (-) Land $3,940 Building $13,250	$171,900 (-) Land $39,400 Building $132,500
2023	$969.00 (-0.1%) Homeowner's exemption	$17,190 (-) Land $3,940 Building $13,250	$171,900 (-) Land $39,400 Building $132,500
2022	$970.00 Homeowner's exemption	$17,190 Land $3,940 Building $13,250	$171,900 Land $39,400 Building $132,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1307 Cottage Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective September 20, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 240 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	240 in force
Nearby Flood Claims	6 (2021–2026)
Claims Outside the SFHA	6 of 6
Most Recent Claim	May 2026 · rainfall accumulation
Claims by Event	Hurricane Ida, Aug 2021 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1307 Cottage Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHRIEVER WATER TREATMENT SERVICE AREA serves 116,460 people · EPA ID LA1109002
Water Source	Surface water
Last State Inspection	May 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: REV.

Nearby Properties on Cottage Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures