Harford County property record for 1307 Clayton Rd, Joppa, MD 21085
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,680 sqft · built 1995 |
| Lot Size | 3.94 acres (171,626 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,517 (2026) |
| Deeds & Mortgages | Oct 2020 Mortgage Oct 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-293885 |
| Primary APN | 01-293885 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,680 sqft Total Area |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 171,626 sqft (3.94 acres) |
| Garage Type | Carport |
| Garage Area | 672 sqft |
| Carport | Carport |
| Carport Area | 672 sqft |
| Porch | Slab |
| Porch Area | 260 sqft |
| Deck Area | 336 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 293885 |
|---|---|
| Street Address | 1307 CLAYTON RD |
| City | JOPPA |
| State | MD |
| Zip | 21085-3412 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 2 3.94 AC 1307 CLAYTON ROAD LD M DEAN PT 85/97 |
| Legal Subdivision | FINAL PAT LANDS OF MARVIN DEAN |
| Legal Lot Number | 2 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 301301 |
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1307 CLAYTON RD, JOPPA, MD 21085-3412 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JARRETTSVILLE FEDERAL SLA |
| Oct 18, 2018 | Deed of Trust, Mortgage · Conventional Mortgage POINT BREEZE CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 14, 1995 |
| Deed Sale | Nov 14, 1995 |
| Deed Document Number | 19951003 |
| Deed Book / Page | 2311 / 446 |
| Last Transfer Date | May 18, 2010 |
| Transfer Doc | 0086460043 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 1307 CLAYTON RD, JOPPA, MD 21085-3412 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | MID ATLANTIC TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0142090056 |
|---|---|
| Date | Oct 23, 2020 |
| Book Page | 14209/56 |
| Name | JARRETTSVILLE FEDERAL SLA |
|---|---|
| Type | Bank |
| Address | JARRETTSVILLE, MD 21084 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 1307 CLAYTON RD, JOPPA, MD 21085-3412 |
| Document Number | 0130340291 |
| Instrument Date | Oct 18, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 30, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 1307 CLAYTON RD JOPPA MD 210853412, JOPPA, MD 21085-3412 |
| Document Number | 0130340291 |
|---|---|
| Date | Oct 25, 2018 |
| Book Page | 013034/000291 |
| Name | POINT BREEZE CU |
|---|---|
| Type | Credit Union |
| Address | HUNT VALLEY, MD 21031 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 24, 2033 |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,517.00 (+13.67%) Homeowner's exemption | $322,700 (+5.76%) Land $109,700 Building $213,000 | $322,700 (-) Land $109,700 Building $213,000 |
| 2025 | $3,094.00 (+8.26%) Homeowner's exemption | $305,133 (+13.01%) | $322,700 (+19.52%) Land $109,700 Building $213,000 |
| 2023 | $270,000 Land $109,700 Building $160,300 | $270,000 Land $109,700 Building $160,300 | |
| 2022 | $2,858.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 6 (1979–2025) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Jul 2025 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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