Harford County property record for 1307 Christopher Ct, Bel Air, MD 21014
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,508 sqft · built 1987 |
| Lot Size | 0.213 acres (9,278 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $510,000 (Sep 2021) |
| Tax Bill | $5,418 (2026) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage Oct 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-208540 |
| Primary APN | 03-208540 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 2,508 sqft Total Area |
| Basement Area | 855 sqft |
| Finished Basement | 855 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 9,278 sqft (0.213 acres) |
| Garage Type | Mixed |
| Garage Area | 224 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 112 sqft |
| Deck Area | 504 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 208540 |
|---|---|
| Street Address | 1307 CHRISTOPHER CT |
| City | BEL AIR |
| State | MD |
| Zip | 21014-6805 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 130 .213 AC 1307 CHRISTOPHER COURT AMYCLAE EST S2 P 54/101 |
| Legal Subdivision | AMYCLAE ESTATES |
| Legal Lot Number | 130 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 3, BEL AIR |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 303603 |
1307 Christopher Ct is owned and occupied by two individuals who bought it in September 2021.
Source: Harford County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1307 CHRISTOPHER CT, BEL AIR, MD 21014-6805 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 22, 2021 | Deed, Transfer · Conventional Mortgage SOUTHERN TRUST MORTGAGE LLC |
| Oct 23, 2018 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 22, 2021 · Amount on File |
| Deed Sale | Sep 22, 2021 · Amount on File |
| Prior Sale | Feb 8, 2007 · Amount on File |
| Deed Book / Page | 15045 / 186 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Sep 22, 2021 |
| Property Address | 1307 CHRISTOPHER CT, BEL AIR, MD 21014-6805 |
| Document Number | 0150450186 |
| Book / Page | 15045 / 186 |
| Map Reference | MB CGH54 FO 101 |
| Instrument Date | Aug 31, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | RESIDENTIAL TITLE COMPANY, RESIDENTIAL T&E CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1307 CHRISTOPHER CT, BEL AIR, MD 21014-6805 |
| Document Number | 0015045191 |
|---|---|
| Date | Sep 22, 2021 |
| Instrument | 15045/191 |
| Name | SOUTHERN TRUST MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 1307 CHRISTOPHER CT, BEL AIR, MD 21014-6805 |
| Document Number | 0130400043 |
| Instrument Date | Oct 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2018 |
| Name | Verified Name |
|---|---|
| Address | 1307 CHRISTOPHER CT BEL AIR MD 210146805, BEL AIR, MD 21014-6805 |
| Document Number | 0130400043 |
|---|---|
| Date | Oct 30, 2018 |
| Book Page | 013040/000043 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 29, 2048 |
The 2026 property tax bill for 1307 Christopher Ct was $5,418, up 12.8% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,418.00 (+12.8%) | $497,133 | $532,800 Land $118,200 Building $414,600 |
| 2025 | $4,803.00 | ||
| 2023 | $402,233 | $479,300 Land $118,200 Building $361,100 | |
| 2022 | $3,963.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1307 Christopher Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1307 Christopher Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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