1307 Ben Miller Rd, Deep Gap, NC 28618 Property Records

Watauga County property record for 1307 Ben Miller Rd, Deep Gap, NC 28618

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,791 sqft · built 1979
Lot Size3.36 acres (146,362 sqft)
OwnerIndividual Name on File
Last Sale$285,000 (Jan 2020)
Tax Bill$1,517 (2025)
Deeds & MortgagesJan 2020 Sale & Mortgage
Feb 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN2960-16-0817-000

Property Details

APN / Parcel Number

Primary APN2960-16-0817-000
Alternative APN
  • 1812184

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,791 sqft Living Area
1st Floor Area1,539 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleRanch
Exterior MaterialWood
Construction TypeFrame
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area146,362 sqft (3.36 acres)
Garage Area504 sqft
PorchPorch
Porch Area120 sqft
Patio Area606 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelOil

Location & Zoning

Account Number1812184
Street Address1307 BEN MILLER RD
CityDEEP GAP
StateNC
Zip28618-9510
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 3 BIRDS EYE VIEW
Legal SubdivisionBIRDS EYE VIEW
Legal Lot Number3
JurisdictionWATAUGA NC
Township / Civil DivisionSTONY FORK
Census Block Group1
Census Block1007
Census Tract920702

Owner

Source: Watauga County assessment roll, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1307 BEN MILLER RD, DEEP GAP, NC 28618-9510
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 24, 2020Warranty Deed, Transfer · Conventional Mortgage
LOCAL GOVERNMENT FCU
Feb 27, 2019Deed of Trust, Mortgage · Line of Credit
SURREY BK&TR

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 24, 2020 · Amount on Record
Deed SaleJan 24, 2020 · Amount on Record
Deed Document Number2020686854
Deed Book / Page2072 / 427
Record UpdatedSep 20, 2026

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateJan 24, 2020
Property Address1307 BEN MILLER RD, DEEP GAP, NC 28618-9510
Document Number0020720427
Book / Page2072 / 0427
Instrument DateJan 24, 2020
Instrument686854
Transaction TypeTransfer
Record UpdatedAug 24, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$570.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address210 QUAIL RIDGE RD, WILMINGTON, NC 28409-2637

Mortgage

Document Number0000686855
DateJan 24, 2020
Instrument686855
Lender
NameLOCAL GOVERNMENT FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueFeb 1, 2035
Interest
Rate TypeAdjustable Rate
Rate3.87%
Change Frequency5 Years
Min Rate At Change3.75%
Index5-Year CMT
Max Rate6%

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATAUGA NC
Property Address1307 BEN MILLER RD, DEEP GAP, NC 28618-9510
Document Number0020160388
Instrument DateFeb 27, 2019
Transaction TypeMortgage
Record UpdatedMar 13, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address1307 BEN MILLER RD DEEP GAP NC 286189510, DEEP GAP, NC 28618-9510

Mortgage

Document Number0020160388
DateMar 4, 2019
Book Page002016/000388
Instrument676830
Lender
NameSURREY BK&TR
TypeBank
AddressMOUNT AIRY, NC 27030
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyWatauga County
Unified School DistrictWatauga County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,517.00$381,000 (+1.25%) Land $47,000 Building $334,000
2024$376,300 Land $47,000 Building $329,300
2023$376,300 Land $47,000 Building $329,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims4 (2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · above 62% of North Carolina
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Loretto Telephone Company
Fiber
2,000 / 2,000

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