1307 Beech St, Ashland, KY 41102 Property Records

Boyd County property record for 1307 Beech St, Ashland, KY 41102

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,628 sqft
Lot Size0.29 acres (12,650 sqft)
OwnerIndividual Name on Record
Last Sale$122,000 (Oct 2022)
Tax Bill$750 (2025)
Deeds & MortgagesOct 2022 Sale & Mortgage
Feb 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN031-18-01-002.00

Property Details

APN / Parcel Number

Primary APN031-18-01-002.00
Alternative APN
  • 803031

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,628 sqft Living Area
Gross Area672 sqft
Basement Area299 sqft
Finished Basement299 sqft
Family RoomFamily Room

Exterior

Exterior MaterialOther
Construction TypeMasonry / Concrete Block
Foundation TypeBlock
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area12,650 sqft (0.29 acres)
Lot Dimensions115 ft deep x 110 ft wide
Garage TypeDetached
Garage Area672 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area30 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric
SewerConnected

Location & Zoning

Account Number803031
Street Address1307 BEECH ST
CityASHLAND
StateKY
Zip41102-5517
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRESIDENTIAL
Legal DescriptionLOTS 1-2-3 ANNA B STONE SUBDIVISION
Legal SubdivisionB STONE SUBITION
Legal Lot Number1-2-3
JurisdictionBOYD KY
Township / Civil DivisionASHLAND
Census Block Group1
Census Block1018
Census Tract30600

Owner

Source: Boyd County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1307 BEECH ST, ASHLAND, KY 41102-5517
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 5, 2022Warranty Deed, Transfer · Conventional Mortgage
CITY NATIONAL BANK OF WEST VIRGINIA
Feb 9, 2018Deed, Transfer · FHA Mortgage
WOLFE FINANCIAL INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 5, 2022 · Amount on Record
Deed SaleOct 5, 2022 · Amount on Record
Prior SaleFeb 9, 2018 · Amount on Record
Deed Document Number10014926
Deed Book / Page844 / 144
Record UpdatedJun 8, 2026

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBOYD KY
Recording DateOct 5, 2022
Property Address1307 BEECH ST, ASHLAND, KY 41102-5517
Document Number000844/144
Book / Page844 / 144
Map ReferenceMB 120 PG 344
Instrument DateOct 3, 2022
Instrument10014926
Transaction TypeTransfer
Record UpdatedOct 24, 2022
Title CompanyBEST TITLE AGENCY, BESTITLE AGENCY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$122.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1401 BATH AVE, 1401, ASHLAND, KY 41101-2629

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1307 BEECH ST, ASHLAND, KY 41102-5517

Mortgage

Document Number0010014927
DateOct 5, 2022
Instrument10014927
Lender
NameCITY NATIONAL BANK OF WEST VIRGINIA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2052
Interest
Rate TypeAdjustable Rate
Rate4.95%
Type Change DateNov 1, 2029
Change FrequencyAnnually
Min Rate At Change2.95%
Max Rate At Change6.95%
Index1-Year CMT
Max Rate6.95%

February 2018: Deed, Transfer

Document TypeDeed
JurisdictionBOYD KY
Recording DateFeb 9, 2018
Property Address1307 BEECH ST, ASHLAND, KY 41102-5517
Document Number00D797/771
Book / PageD797 / 771
Map ReferenceMB 120 PG 314
Instrument DateFeb 5, 2018
Instrument794400
Transaction TypeTransfer
Record UpdatedJan 4, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$94.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3407 RIDGEWAY DR, 3407, ASHLAND, KY 41102-6055

Transferred To (Grantee/Buyer)

NameVerified Name
Address1307 BEECH ST, ASHLAND, KY 41102-5517
Mail Care OfTAYLOR N HICKMAN

Mortgage

Document Number0000794401
DateFeb 9, 2018
Instrument794401
Lender
NameWOLFE FINANCIAL INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2048

Tax Assessment & Valuation

Source: Boyd County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyBoyd County
MunicipalityAshland City
Unified School DistrictAshland Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$750.00 (-2.47%)$122,000 (-) Land $15,000 Building $107,000$122,000 (-) Land $15,000 Building $107,000
2023$769.00$122,000 Land $15,000 Building $107,000$122,000 Land $15,000 Building $107,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemASHLAND WATER WORKS
serves 44,402 people · EPA ID KY0100011
Water SourceSurface water
Last State InspectionNov 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2017
Haloacetic acids
resolved · Oct 2016
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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