1307 8th St SW, Winter Haven, FL 33880 Property Records

Polk County property record for 1307 8th St SW, Winter Haven, FL 33880

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,000 sqft · built 2024
Lot Size	0.119 acres (5,201 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,000 (Jun 2024)
Tax Bill	$2,806 (2025)
Deeds & Mortgages	Jun 2024 Sale & Mortgage Jul 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`26-28-32-647000-004011`

Property Details

APN / Parcel Number

Primary APN	`26-28-32-647000-004011`
Alternative APNs	`322826647000004011` `22826000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,000 sqft Living Area
1st Floor Area	1,000 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Other
Lot Area	5,201 sqft (0.119 acres)
Lot Dimensions	100 ft deep x 51 ft wide
View / Lot	Commercial/Industrial

Location & Zoning

Street Address	1307 8TH ST SW
City	WINTER HAVEN
State	FL
Zip	33880-3821
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LAKE SHIPP OR PORTERS ADD PB 1 PG 96 BLK 4 LOTS 1 & 2 DESC AS BEG 44 FT S OF NE COR OF 1 RUN S 51.33 FT W TO W LINE LOT 2 N 52.83 FT E TO POB
Legal Range	26E
Legal Township	28S
Legal Section	32
Legal Subdivision	LAKE SHIPP OR PORTERS ADDITION
Legal Tract	647000
Legal Block	4
Legal Lot Number	1,2
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	4
Census Block	4010
Census Tract	13802

Owner

Source: Polk County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7465 YALE HARBOR DR, WESLEY CHAPEL, FL 33545-5137
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2024	Warranty Deed, Transfer · Conventional Mortgage AMERICAN MOMENTUM BANK
Jul 20, 2023	Special Warranty Deed, Transfer FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2024 · Amount on Record
Deed Sale	Jun 6, 2024 · Amount on Record
Prior Sale	Jul 20, 2023 · Amount on Record
Deed Document Number	2024131327
Deed Book / Page	13143 / 2170
Prior Transfer Date	Oct 20, 2014
Prior Transfer Doc	0000182003
Record Updated	Sep 20, 2026

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jun 6, 2024
Property Address	1307 8TH ST SW, WINTER HAVEN, FL 33880-3821
Document Number	0000131327
Book / Page	13143 / 2170
Map Reference	MB 1 PG 96
Instrument Date	May 31, 2024
Instrument	2024131327
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	SUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,645.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2050 BUCKEYE LOOP RD, WINTER HAVEN, FL 33881-2767

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7465 YALE HARBOR DR, WESLEY CHAPEL, FL 33545-5137

Mortgage

Document Number	0131432172
Date	Jun 6, 2024
Instrument	13143/2172

Lender

Name	AMERICAN MOMENTUM BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2054

July 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jul 20, 2023
Property Address	1307 8TH ST SW, WINTER HAVEN, FL 33880-3821
Document Number	0000168703
Book / Page	12770 / 985
Map Reference	MB 1 PG 96
Instrument Date	Jul 13, 2023
Instrument	2023168703
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$595.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	334 1ST ST S, WINTER HAVEN, FL 33880-3501

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2050 BUCKEYE LOOP RD, WINTER HAVEN, FL 33881-2767

Tax Assessment & Valuation

Source: Polk County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,806.00 (+2,219.01%)	$147,533 (+2,092.5%) Land $6,962 Building $140,571	$147,533 (+2,092.5%) Land $6,962 Building $140,571
2023	$121.00 (+12.04%)	$6,729 (+20.83%) Land $6,729	$6,729 (+20.83%) Land $6,729
2022	$108.00	$5,569 Land $5,569	$5,569 Land $5,569

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2017–2025)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Frontier, T-Mobile, Verizon.

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