1307 18th St S, Virginia, MN 55792 Property Records

St. Louis County property record for 1307 18th St S, Virginia, MN 55792

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.25 ba · 1,460 sqft · built 1972
Lot Size	0.281 acres (12,281 sqft)
Owner	Individual Name on Record
Last Sale	$80,000 (Jul 2026)
Tax Bill	$4,182 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage May 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`090-0105-00040`

Property Details

APN / Parcel Number

Primary APN	`090-0105-00040`
Alternative APNs	`1197576` `866691`

Interior

Bedrooms	4 Beds
Full Baths	1.25 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,460 sqft Gross Area
1st Floor Area	1,460 sqft
Basement Area	876 sqft
Finished Basement	876 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Lot Area	12,281 sqft (0.281 acres)
Garage Area	960 sqft

Exterior Amenities

Porch	Patio
Porch Area	240 sqft
Deck Area	66 sqft
Storage Building	96 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1197576
Street Address	1307 18TH ST S
City	VIRGINIA
State	MN
Zip	55792-3715
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0004 BLOCK:002 SERIAL #
Legal Subdivision	REARANGEMENT BLK 2 NELSONS ADD
Legal Block	2
Legal Lot Number	4
Jurisdiction	ST LOUIS MN
Township / Civil Division	VIRGINIA
Census Block Group	2
Census Block	2030
Census Tract	13200

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7689 HARDWOOD AVE S, 211, COTTAGE GROVE, MN 55016-4234
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Quit Claim Deed, Transfer · Conventional Mortgage ASSOCIATED BANK
May 20, 2026	Deed, Transfer NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2026 · Amount on Record
Deed Sale	Jul 29, 2026 · Amount on Record
Deed Document Number	20261537261
Prior Transfer Date	Apr 25, 2008
Prior Transfer Doc	0001081425
Record Updated	Sep 20, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 29, 2026
Property Address	1307 18TH ST S, VIRGINIA, MN 55792-3715
Document Number	0001537261
Instrument Date	Jul 20, 2026
Instrument	20261537261
Transaction Type	Transfer
Record Updated	Aug 11, 2026
Title Company	KNIGHT BARRY TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$26,664.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001537262,
Date	Jul 29, 2026
Instrument	20261537262

Lender

Name	ASSOCIATED BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ST LOUIS MN
Recording Date	May 20, 2026
Property Address	1307 18TH ST S, VIRGINIA, MN 55792-3715
Document Number	0001532971
Instrument Date	May 19, 2026
Instrument	20261532971
Transaction Type	Transfer
Record Updated	Jun 5, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$166.65
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Virginia City
Unified School District	Rock Ridge Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,182.00 (+3.16%) Homeowner's exemption
2025	$4,054.00 (+7.14%) Homeowner's exemption	$273,500 (+9.36%) Land $14,300 Building $259,200	$273,500 (+9.36%) Land $14,300 Building $259,200
2024	$3,784.00	$250,100 (+34.46%) Land $13,400 Building $236,700	$250,100 (+34.46%) Land $13,400 Building $236,700
2022		$186,000 Land $13,400 Building $172,600	$186,000 Land $13,400 Building $172,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Virginia serves 8,361 people · EPA ID MN1690046
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fixed Wireless	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CTC.

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