Saginaw County property record for 13067 Frandsche Rd, Chesaning, MI 48616
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,576 sqft · built 1990 |
| Lot Size | 1.82 acres (79,279 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $275,000 (Nov 2025) |
| Tax Bill | $3,251 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Nov 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-10-3-32-2002-001 |
| Primary APN | 24-10-3-32-2002-001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,576 sqft Living Area |
| 1st Floor Area | 1,576 sqft |
| Basement Area | 1,576 sqft |
| Unfinished Basement | 1,576 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 79,279 sqft (1.82 acres) |
| Garage Area | 2,306 sqft |
| Parking Spaces | 8 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Porch Area | 322 sqft |
| Deck Area | Deck Area |
| Patio Area | 683 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 13067 FRANDSCHE RD |
|---|---|
| City | CHESANING |
| State | MI |
| Zip | 48616-9440 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 250 FT OF N 762 FT OF W 348.48 FT OF W 1/2 OF NW 1/4 2.0 ACRES SEC 32 T10N R3E |
| Legal Range | 03E |
| Legal Township | 10N |
| Legal Section | 32 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 3 |
| Census Block | 3064 |
| Census Tract | 12600 |
Source: Saginaw County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3470 FERGUS RD, BURT, MI 48417-2088 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| May 15, 2026 | Deed of Trust, Mortgage · Line of Credit MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION |
| Nov 19, 2025 | Warranty Deed, Transfer · Conventional Mortgage MICHIGAN STATE UNIVERSITY FEDERAL C |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 19, 2025 · Amount on Record |
| Deed Sale | Nov 19, 2025 · Amount on Record |
| Deed Document Number | 202527113 |
| Prior Transfer Date | Feb 18, 2025 |
| Prior Transfer Doc | 0000003637 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | May 15, 2026 |
| Property Address | 13067 FRANDSCHE RD, CHESANING, MI 48616-9440 |
| Document Number | 0000013204 |
| Instrument Date | May 7, 2026 |
| Instrument | 202613204 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 13067 FRANDSCHE RD, CHESANING, MI 48616-9440 |
| Document Number | 0000013204, |
|---|---|
| Date | May 15, 2026 |
| Instrument | 202613204 |
| Name | MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 7, 2051 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Nov 19, 2025 |
| Property Address | 13067 FRANDSCHE RD, CHESANING, MI 48616-9440 |
| Document Number | 0000027113 |
| Instrument Date | Nov 18, 2025 |
| Instrument | 2025027113 |
| Transaction Type | Transfer |
| Record Updated | Dec 1, 2025 |
| Title Company | DIVERSIFIED NATIONAL TITLE AGENCY, DIVERSIFIED NATL TTL AGCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 13067 FRANDSCHE RD, CHESANING, MI 48616-9440 |
| Name | Verified Name |
|---|---|
| Address | 3470 FERGUS RD, BURT, MI 48417-2088 |
| Document Number | 0000027114 |
|---|---|
| Date | Nov 19, 2025 |
| Instrument | 2025027114 |
| Name | MICHIGAN STATE UNIVERSITY FEDERAL C |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | St. Charles Township |
| Unified School District | Chesaning Union Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $129,600 (+11.24%) | $259,200 (+11.24%) | |
| 2025 | $3,251.00 (+3.14%) Homeowner's exemption | $116,500 (+17.32%) | $233,000 (+17.32%) |
| 2024 | $3,152.00 (+12.49%) | ||
| 2023 | $99,300 | $198,600 | |
| 2022 | $2,802.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 12 (1986–2020) |
| Most Recent Claim | May 2020 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LakeNet Fiber | 1,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
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