1306 Williams Dr, Shrub Oak, NY 10588 Property Records

Westchester County and Yorktown Town property record for 1306 Williams Dr, Shrub Oak, NY 10588

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,148 sqft · built 1954
Lot Size0.53 acres (23,102 sqft)
OwnerIndividual Name on File
Last Sale$455,000 (Jul 2023)
Tax Bill$11,713 (2026)
Deeds & MortgagesMay 2026 Line of Credit
Jul 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN555400 16.05-1-55

Property Details

APN / Parcel Number

Primary APN555400 16.05-1-55
Alternative APNs
  • 540001007600000940180500
  • 0180500

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,148 sqft Living Area
1st Floor Area1,148 sqft

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Exterior MaterialComposition/Composite
Lot Area23,102 sqft (0.53 acres)
Lot Dimensions307 ft deep x 79 ft wide
Boat AccessBoat Access

Location & Zoning

Account Number0180500
Street Address1306 WILLIAMS DR
CitySHRUB OAK
StateNY
Zip10588-1023
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1-20
Legal Block1
Legal Lot Number55.000
JurisdictionWESTCHESTER NY
Township / Civil DivisionYORKTOWN
Census Block Group1
Census Block1004
Census Tract14812

Owner

1306 Williams Dr is owned and occupied by an individual who bought it in July 2023.

Source: Westchester County and Yorktown Town records, as of October 21, 2026

Owner of RecordIndividual Name on File
Mailing Address1306 WILLIAMS DR, SHRUB OAK, NY 10588-1023
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 20, 2026Deed of Trust, Mortgage · Line of Credit
HUDSON VALLEY CREDIT UNION
Jul 18, 2023Deed, Transfer · Conventional Mortgage
MID-ISLAND MORTGAGE CORP
Dec 20, 2017Loan Modification, Mortgage · Conventional Mortgage
MTGLQ INVTRS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 18, 2023 · Amount on File
Deed SaleJul 18, 2023 · Amount on File
Deed Document Number20233408
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Recording DateMay 20, 2026
Property Address1306 WILLIAMS DR, SHRUB OAK, NY 10588-1023
Document Number0000003050
Instrument DateMay 8, 2026
Instrument20263050
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1306 WILLIAMS DR, SHRUB OAK, NY 10588-1023
InvestorPossibly a Property Investor

Mortgage

Document Number0000003050,
DateMay 20, 2026
Instrument20263050
Lender
NameHUDSON VALLEY CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate6.37%
Max Rate-1%

July 2023: Deed, Transfer

Document TypeDeed
JurisdictionWESTCHESTER NY
Recording DateJul 18, 2023
Property Address1306 WILLIAMS DR, SHRUB OAK, NY 10588-1023
Document Number0631953408
Map ReferenceMAP 4877
Instrument DateJun 27, 2023
Instrument631953408
Transaction TypeTransfer
Record UpdatedAug 4, 2023
Title CompanyGREAT AMERICAN TITLE AGENCY, GREAT AMERICAN TTL AGCY INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,820.00
Amount AccuracyFull Amount Stated
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1306 WILLIAMS DR, SHRUB OAK, NY 10588-1023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1903 HALF MOON BAY DR, CROTON ON HUDSON, NY 10520-3123

Mortgage

Document Number0631953429
DateJul 18, 2023
Instrument631953429
Lender
NameMID-ISLAND MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2053

December 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionWESTCHESTER NY
Property Address1306 WILLIAMS DR, YORKTOWN HEIGHTS, NY 10598
Document Number0580363208
Instrument DateDec 20, 2017
Transaction TypeMortgage
Record UpdatedSep 27, 2018
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1306 WILLIAMS DR SHRUB OAK NY 105881023, SHRUB OAK, NY 10588-1023

Mortgage

Document Number0580363208
DateFeb 5, 2018
Book Page058036/003208
Lender
NameMTGLQ INVTRS
TypeMortgage Company
AddressHOUSTON, TX 77042
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term264 Months
DueFeb 4, 2040
Interest
Rate4.5%

Tax Assessment & Valuation

The 2026 property tax bill for 1306 Williams Dr was $11,713, down 83% from the year before.

Source: Westchester County and Yorktown Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWestchester County
County SubdivisionYorktown Town
Unified School DistrictLakeland Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$11,713.00 (-82.96%)
2025$68,727.00$6,700 (-) Land $850 Building $5,850$418,750 (+10.63%) Land $53,125 Building $365,625
2024$6,700 (-) Land $850 Building $5,850$378,531 (-2.82%) Land $48,023 Building $330,508
2023$6,700 (-) Land $850 Building $5,850$389,535 (+12.21%) Land $49,419 Building $340,116
2022$6,700 Land $850 Building $5,850$347,150 Land $44,041 Building $303,109

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1306 Williams Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies149 units insured
incl. 141 condo units
Nearby Flood Claims4 (2023)
Most Recent ClaimJul 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1306 Williams Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemYORKTOWN CONSOLD. WATER DIST.#1
serves 36,000 people · EPA ID NY5903469
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Optimum
Cable · Fiber in parts of the area
940 / 35
T-Mobile
Fixed Wireless
100 / 20

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