1306 Whispering Pines Dr, Clearwater, FL 33764 Property Records

Pinellas County property record for 1306 Whispering Pines Dr, Clearwater, FL 33764

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,650 sqft · built 1965
Lot Size	0.174 acres (7,588 sqft)
Owner	2 Individual Names on File
Last Sale	$440,000 (May 2023)
Tax Bill	$6,778 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Jan 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`C62-000-763-5740-9`

Property Details

APN / Parcel Number

Primary APN	`C62-000-763-5740-9`
Alternative APNs	`19-29-16-59022-000-2590` `291619590220002590` `162919590220002590` `R205406`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,650 sqft Living Area
Gross Area	2,340 sqft
1st Floor Area	1,650 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1989
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	7,588 sqft (0.174 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	458 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	232 sqft
Deck Area	150 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R205406
Street Address	1306 WHISPERING PINES DR
City	CLEARWATER
State	FL
Zip	33764-2822
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MORNINGSIDE ESTATES UNIT 3A LOT 259
Legal Range	16E
Legal Township	29S
Legal Section	19
Legal Subdivision	MORNINGSIDE ESTATES
Legal Tract	59022
Legal Lot Number	259
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	3
Census Block	3013
Census Tract	25412

Owner

1306 Whispering Pines Dr is owned and occupied by two individuals who bought it in May 2023.

Source: Pinellas County records, as of September 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1306 WHISPERING PINES DR, CLEARWATER, FL 33764-2822
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 20, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2023 · Amount on File
Deed Sale	May 12, 2023 · Amount on File
Deed Document Number	2023125004
Deed Book / Page	22439 / 118
Prior Transfer Date	Jan 24, 2011
Prior Transfer Doc	0171520977
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	May 12, 2023
Property Address	1306 WHISPERING PINES DR, CLEARWATER, FL 33764-2822
Document Number	0224390118
Book / Page	22439 / 118
Map Reference	MB 61 PG 24
Instrument Date	May 10, 2023
Instrument	2023125004
Transaction Type	Transfer
Record Updated	Dec 29, 2025
Title Company	ELEVATED TITLE SVCS LLC, ELEVATED TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,080.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1306 WHISPERING PINES DR, CLEARWATER, FL 33764-2822

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4830 84TH TER N, PINELLAS PARK, FL 33781-1603

Mortgage

Document Number	0022439120
Date	May 12, 2023
Instrument	22439/120

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PINELLAS FL
Recording Date	Jan 20, 2021
Property Address	1306 WHISPERING PINES DR, CLEARWATER, FL 33764-2822
Document Number	0213502108
Book / Page	021350 / 002108
Instrument Date	Jan 20, 2021
Instrument	19624
Transaction Type	Transfer
Record Updated	Feb 2, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1306 WHISPERING PINES DR PALM HARBOR FL 34684, PALM HARBOR, FL 34684

Tax Assessment & Valuation

The 2025 property tax bill for 1306 Whispering Pines Dr was $6,778 with a homeowner's exemption, up 5.4% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Clearwater City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,778.00 (+5.44%) Homeowner's exemption	$392,629	$395,257 Land $137,251 Building $258,006
2024	$6,428.00 (+279.68%)
2023	$1,693.00 (-1.23%) Homeowner's exemption Widower's exemption	$135,137 (+3%)	$361,156 (+39.45%) Land $156,277 Building $204,879
2022	$1,714.00 Homeowner's exemption Widower's exemption	$131,201	$258,990 Land $147,166 Building $111,824

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1306 Whispering Pines Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 65 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	65 in force
Nearby Flood Claims	8 (2018–2024)
Claims Outside the SFHA	7 of 8
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1306 Whispering Pines Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEARWATER WATER SYSTEM serves 115,000 people · EPA ID FL6520336
Water Source	Groundwater
Last State Inspection	May 2023
Lead	3 ppb (2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 618 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

Nearby Properties on Whispering Pines Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures