1306 Vale St, Sandwich, IL 60548 Property Records

DeKalb County property record for 1306 Vale St, Sandwich, IL 60548

Property Summary

Property Type	Single Family Home
Lot Size	0.401 acres (17,472 sqft)
Owner	2 Trust Names on File
Tax Bill	$6,902 (2024)
Deeds & Mortgages	Dec 2025 Line of Credit Dec 2025 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`19-35-428-007`

Property Details

APN / Parcel Number

Primary APN	`19-35-428-007`

Exterior

Lot Area	17,472 sqft (0.401 acres)
Lot Dimensions	156 ft deep x 112 ft wide

Location & Zoning

Account Number	1935428007
Street Address	1306 VALE ST
City	SANDWICH
State	IL
Zip	60548-2331
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 28 - SUNSET MANOR - SECOND ADDITION
Legal Subdivision	SUNSET MANOR - SECOND ADDITION
Legal Lot Number	28
Jurisdiction	DE KALB IL
Township / Civil Division	SANDWICH
Census Block Group	1
Census Block	1016
Census Tract	2100

Owner

1306 Vale St is owner-occupied and held in a trust since July 2020.

Source: DeKalb County records, as of June 23, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1306 VALE ST, SANDWICH, IL 60548-2331
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Dec 15, 2025	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jun 9, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
May 20, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jul 24, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 14, 2020
Transfer Doc	0000007184
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	1306 VALE ST, SANDWICH, IL 60548-2331
Transaction Type	Mortgage
Record Updated	Jun 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010025
Date	Dec 15, 2025
Instrument	2025010025

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 14, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	1306 VALE ST, SANDWICH, IL 60548-2331
Transaction Type	Mortgage
Record Updated	Jun 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000025
Date	Dec 15, 2025
Instrument	2025000025

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 14, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DE KALB IL
Recording Date	Jun 9, 2026
Property Address	1306 VALE ST, SANDWICH, IL 60548-2331
Document Number	0000004819
Instrument Date	Jun 3, 2026
Instrument	20264819
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	1306 VALE ST, SANDWICH, IL 60548-2331

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DE KALB IL
Recording Date	May 20, 2026
Property Address	1306 VALE ST, SANDWICH, IL 60548-2331
Document Number	0000004176
Instrument Date	May 14, 2026
Instrument	20264176
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Investor	Possibly a Property Investor

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DE KALB IL
Recording Date	Jul 24, 2020
Property Address	1306 VALE ST, SANDWICH, IL 60548-2331
Document Number	0000007184
Instrument Date	Jul 14, 2020
Instrument	7184
Transaction Type	Transfer
Record Updated	Aug 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1306 VALE ST SANDWICH IL 605482331, SANDWICH, IL 60548-2331

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Sandwich Township
Municipality	Sandwich City
Unified School District	Sandwich Community Unit School District 430 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$99,121 Land $28,199 Building $70,922	$297,363 Land $84,597 Building $212,766
2024	$6,902.00
2023		$79,332 Land $23,067 Building $56,265	$237,996 Land $69,201 Building $168,795

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1306 Vale St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 2, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1306 Vale St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANDWICH serves 7,156 people · EPA ID IL0374850
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20

May also be available: Frontier, Watch TV.

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