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1306 Timber Ridge Trace Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 1306 Timber Ridge Trace Dr, O Fallon, IL 62269

Property Summary

Property TypeSingle Family Home
Details4 ba · 2,676 sqft · built 2018
Lot Size0.27 acres (11,761 sqft)
Owner2 Individual Names on Record
Last Sale$430,000 (Jul 2019)
Deeds & MortgagesJul 2019 Sale & Mortgage
Apr 2018 Sale & Mortgage
+ 2 more
APN03-13-0-201-014

Property Details

APN / Parcel Number

Primary APN03-13-0-201-014

Interior

Full Baths4 Baths
Stories1 Story
Building Area2,676 sqft Living Area
Basement Area2,676 sqft
Unfinished Basement2,676 sqft

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Lot Area11,761 sqft (0.27 acres)
Garage TypeAttached
Garage Area768 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address1306 TIMBER RIDGE TRACE DR
CityO FALLON
StateIL
Zip62269-7426
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRESERVES AT TIMBER RIDGE PHASE 2 LOT 14 A02620585
Legal SubdivisionRESERVES AT TIMBER RIDGE
Legal Phase2
Legal Block201
Legal Lot Number14
JurisdictionST CLAIR IL
Township / Civil DivisionCASEYVILLE
Census Block Group3
Census Block3018
Census Tract503404

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1306 TIMBER RIDGE TRACE DR, O FALLON, IL 62269-7426
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 26, 2019Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BK
Apr 27, 2018Grant Deed, Transfer · VA Mortgage
CAPWEST HM LNS
Aug 24, 2017Grant Deed, Transfer
ADVANCED TITLE SOLUTIONS
Jul 21, 2017Grant Deed, Construction Loan · Line of Credit
PROVIDENCE BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 26, 2019 · Amount on Record
Deed SaleJul 26, 2019 · Amount on Record
Prior SaleApr 27, 2018 · Amount on Record
Deed Document Number20192620585
Record UpdatedOct 29, 2026

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CLAIR IL
Recording DateJul 26, 2019
Property Address1306 TIMBER RIDGE TRACE DR, O FALLON, IL 62269-7426
Document Number00A2620585
Instrument DateJul 22, 2019
Instrument2620585
Transaction TypeTransfer
Record UpdatedAug 9, 2019
Title CompanyADVANCED TITLE SOLUTIONS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$645.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1306 TIMBER RIDGE TRACE DR O FALLON IL 622697426, O FALLON, IL 62269-7426

Mortgage

Document NumberA2620586
DateJul 26, 2019
Instrument2620586
Lender
NameWELLS FARGO BK
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 25, 2049

April 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST CLAIR IL
Recording DateApr 27, 2018
Property Address1306 TIMBER RIDGE TRACE DR, O FALLON, IL 62269-7426
Document Number00A2574476
Instrument DateApr 24, 2018
Instrument2574476
Transaction TypeTransfer
Record UpdatedJan 8, 2020
Title CompanyADVANCE TITLE SOLUTIONS INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$637.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address2073 CEDARWOOD DR #A SCOTT AIR FORCE BASE IL 622254116, A, SCOTT AIR FORCE BASE, IL 62225-4116

Mortgage

Document NumberA2574477
DateApr 27, 2018
Instrument2574477
Lender
NameCAPWEST HM LNS
AddressOVERLAND PARK, KS 66211
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 26, 2048
Interest
Rate TypeFixed Rate

August 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST CLAIR IL
Recording DateAug 24, 2017
Property Address1306 TIMBER RIDGE TRACE DR, O FALLON, IL 62269-7426
Document Number00A2549220
Instrument DateAug 18, 2017
Instrument2549220
Transaction TypeTransfer
Record UpdatedJan 8, 2020
Title CompanyADVANCED TITLE SOLUTIONS

Transaction

AmountAmount Recorded
Tax$98.25
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1339 TIMBER RIDGE TRACE DR O FALLON IL 622697427, O FALLON, IL 62269-7427

July 2017: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionST CLAIR IL
Recording DateJul 21, 2017
Property Address1306 TIMBER RIDGE TRACE DR, O FALLON, IL 62269-7426
Document Number00A2544234
Instrument DateJul 20, 2017
Instrument2544234
Transaction TypeConstruction Loan
Record UpdatedJan 8, 2020
Title CompanyCOMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Transaction

AmountAmount Recorded
Tax$87.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1339 TIMBER RIDGE TRACE DR O FALLON IL 622697427, O FALLON, IL 62269-7427

Mortgage

Document NumberA2544235
DateJul 21, 2017
Instrument2544235
Lender
NamePROVIDENCE BK
TypeBank
AddressFAIRVIEW HEIGHTS, IL 62269
Agreement
TypeLine of Credit
AmountAmount Recorded
Term24 Months
DueJul 20, 2019
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateIllinois
CountySt. Clair County
County SubdivisionCaseyville Township
MunicipalityO'Fallon City
Elementary School DistrictO'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School DistrictO'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2025$200,350 (+26.98%) Land $27,017 Building $173,333$601,050 (+26.98%) Land $81,051 Building $519,999
2022$157,783 Land $21,283 Building $136,500$473,349 Land $63,849 Building $409,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims1 (2022)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2022 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemO FALLON
serves 46,603 people · EPA ID IL1631100
Water SourcePurchased surface water from IL AMERICAN-EAST ST LOUIS
Last State InspectionNov 2023
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Fiber · Cable in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Wisper ISP
Fixed Wireless		100 / 20

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